

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
12421 SE 174th Loop is a 2006-built home in Stonecrest, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,945 square feet of living space. Listed at $399,900 (about $206/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.
PRICE IMPROVED $15,000 | GATED 55+ GOLF COMMUNITY | ROOF 2021 | HVAC 2025 | 2-CAR + GOLF CART GARAGE | GLASS-ENCLOSED LANAI | GOLF CART TO THE VILLAGES PHOTOS VIRTUALLY STAGED SO YOU CAN VISUALIZE THE POSSIBILITIES. Motivated seller just dropped the price $15,000 — your opportunity to own a customized home in STONECREST, one of the most sought-after 55+ communities and it just got better. A bridge away from The Villages — with your own gate, your own golf course, and four pools waiting. This stunning customized 3-bedroom, 2-bath Birch model sits in Stonecrest, the gated 55+ golf course community in Summerfield, FL, where residents enjoy full amenities: four pools (one indoor), pickleball, softball, an 18-hole championship course, and over 80 clubs — then hop the golf cart bridge into The Villages whenever they please. It's a location buyers search for and rarely find at this price. The big-ticket items are already done: ROOF 2021. HVAC 2025. WATER HEATER 2015. Buy this home and spend your money on living, not replacing. HOA fee is just $152 a month. Curb appeal makes the first impression: meticulously maintained landscaping, an oversized side-facing 2-car + golf cart garage, and a gracious 20' x 9' covered front porch framed by three elegant columns, with a leaded glass door and sidelight accent. Step inside to soaring 10-foot ceilings and plantation shutters throughout an open-concept floor plan that lives large. The dining area glows under a designer chandelier, flowing into a living area with sliding-door access to the lanai — one spacious gathering space built for entertaining family and friends. The kitchen is a designer's dream, drenched in natural light: Verde Peacock granite countertops, a striking 4" glass Verde Peacock backsplash, white 42" wood cabinetry, sleek black stainless appliances including a 2024 stove with air fryer and a whisper-quiet 2024 dishwasher, a one-year-new faucet, pantry closet, and generous breakfast bar with its own access to the lanai. The 13' x 10' glass-enclosed lanai is true year-round living space, finished with Low-E glass windows, UV blinds, tile flooring, and a new exit door. Beyond it, a paver back patio with privacy landscaping sets the stage for cookouts and stunning Florida sunsets. Retreat to the expansive 14' x 17' primary suite with a large walk-in closet and a spa-like en-suite: soaking tub, walk-in shower, dual-sink vanity, linen closet, and private water closet with comfort-height elongated commode. Guest bedroom 2 offers a nice closet, and guest bedroom 3 makes a perfect office, den, or hobby room. The guest bath features a tiled tub/shower combination and comfort-height commode. Storage is never an issue in the 17' x 35' oversized side-facing garage with extra shelving — room for two cars, the golf cart, and everything else. Behind Stonecrest's gates you get privacy, security, championship golf, and a calendar so full you'll have to choose. Luxurious finishes, a fantastic location, major systems already updated — and now, a price that makes the decision even easier. This one won't last at the new price. Call today to schedule your private showing — A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 352 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$399,900
$206 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,945 sq ft
Time on market
126 days
Year built
2006
Monthly payment
About $2,675/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,842 annual tax bill, insurance, and the $152/mo HOA fee.
HOA fee
$152/mo
Managed by Carmel Knight.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







