12421 SE 174th Loop, photo 1
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Overview

3 bd2 ba1,945 sqft2 car garageSingle Family
TypeSingle Family
HOA$152/mo
Built2006
Lot10,454 sqft
Living area1,945 sqft
Price / sqft$206
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone Counters

12421 SE 174th Loop is a 2006-built home in Stonecrest, Summerfield. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,945 square feet of living space. Listed at $399,900 (about $206/sqft), 126 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $152 monthly.

From the listing

PRICE IMPROVED $15,000 | GATED 55+ GOLF COMMUNITY | ROOF 2021 | HVAC 2025 | 2-CAR + GOLF CART GARAGE | GLASS-ENCLOSED LANAI | GOLF CART TO THE VILLAGES PHOTOS VIRTUALLY STAGED SO YOU CAN VISUALIZE THE POSSIBILITIES. Motivated seller just dropped the price $15,000 — your opportunity to own a customized home in STONECREST, one of the most sought-after 55+ communities and it just got better. A bridge away from The Villages — with your own gate, your own golf course, and four pools waiting. This stunning customized 3-bedroom, 2-bath Birch model sits in Stonecrest, the gated 55+ golf course community in Summerfield, FL, where residents enjoy full amenities: four pools (one indoor), pickleball, softball, an 18-hole championship course, and over 80 clubs — then hop the golf cart bridge into The Villages whenever they please. It's a location buyers search for and rarely find at this price. The big-ticket items are already done: ROOF 2021. HVAC 2025. WATER HEATER 2015. Buy this home and spend your money on living, not replacing. HOA fee is just $152 a month. Curb appeal makes the first impression: meticulously maintained landscaping, an oversized side-facing 2-car + golf cart garage, and a gracious 20' x 9' covered front porch framed by three elegant columns, with a leaded glass door and sidelight accent. Step inside to soaring 10-foot ceilings and plantation shutters throughout an open-concept floor plan that lives large. The dining area glows under a designer chandelier, flowing into a living area with sliding-door access to the lanai — one spacious gathering space built for entertaining family and friends. The kitchen is a designer's dream, drenched in natural light: Verde Peacock granite countertops, a striking 4" glass Verde Peacock backsplash, white 42" wood cabinetry, sleek black stainless appliances including a 2024 stove with air fryer and a whisper-quiet 2024 dishwasher, a one-year-new faucet, pantry closet, and generous breakfast bar with its own access to the lanai. The 13' x 10' glass-enclosed lanai is true year-round living space, finished with Low-E glass windows, UV blinds, tile flooring, and a new exit door. Beyond it, a paver back patio with privacy landscaping sets the stage for cookouts and stunning Florida sunsets. Retreat to the expansive 14' x 17' primary suite with a large walk-in closet and a spa-like en-suite: soaking tub, walk-in shower, dual-sink vanity, linen closet, and private water closet with comfort-height elongated commode. Guest bedroom 2 offers a nice closet, and guest bedroom 3 makes a perfect office, den, or hobby room. The guest bath features a tiled tub/shower combination and comfort-height commode. Storage is never an issue in the 17' x 35' oversized side-facing garage with extra shelving — room for two cars, the golf cart, and everything else. Behind Stonecrest's gates you get privacy, security, championship golf, and a calendar so full you'll have to choose. Luxurious finishes, a fantastic location, major systems already updated — and now, a price that makes the decision even easier. This one won't last at the new price. Call today to schedule your private showing — A WONDERFUL LIFESTYLE AWAITS YOU IN STONECREST!

The essentials

Built
2006
Price / sqft
$206
On market
126 days
Annual tax
$2,842
HOA
$152/mo
Flood zone
X · Low risk
Lot
10,454 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Community pool
Fitness center too
2 car garage
Driveway
10,454 sqft lot
Lot size
1,945 sqft
Living area

Payment

Est. monthly payment
$2,675/mo
Down payment (20%)
$79,980
Property taxes
$237/mo
HOA
$152/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,454 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage
Days on Market
126
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Pool
Restaurant
Special Community Restrictions
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,842
Parcel #
6275-010-012

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Stonecrest
County
Marion
MLS Area
34491 - Summerfield
Lot Size
10,454 sqft
HOA
$152/mo
Carmel Knight

Price history

Date
Event
Price
10/11/2026
Price change
Source: Stellar MLS #G5113278
$399,900-2.5%
$206/sqft
-
Price change
Source: Stellar MLS #G5113278
$410,000-3.5%
$211/sqft
6/11/2026
Listed for sale
Source: Stellar MLS #G5113278
$425,000
$219/sqft

Neighborhood

12421 SE 174th Loop
Summerfield, FL, 34491 · 34491 - Summerfield

Market insights

Offer Insights

Choose an offer strength

List price: $399,900
$392,500 – $399,900
98.1% – 100% of listTops out right at the list price
80% of listList price
177 of the last 352 home closings in 34491 landed at this number or higher (50%). The median one sat 56 days before it went under contract, and this one is on day 126 after a $25,100 cut.

Sample: 352 closed home sales in 34491 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,674/mo
Principal & interest$2,086
Property taxes$237
Insurance$200
HOA$152
Down payment20% · $79,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,900

$206 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,945 sq ft

Time on market

126 days

Year built

2006

Monthly payment

About $2,675/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,842 annual tax bill, insurance, and the $152/mo HOA fee.

HOA fee

$152/mo

Managed by Carmel Knight.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX PREMIER REALTY LADY LKListing agent: Cindy SteinemannListing data from Stellar MLS, MLS# G5113278.

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