531 Silver Palms Cir, photo 1
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Overview

4 bd3 ba1,846 sqft2 car garageSingle Family
TypeSingle Family
HOA$450/yr
Built2003
Lot5,998 sqft
Living area1,846 sqft
Price / sqft$165
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboPrimary Bedroom Main FloorThermostatPrivate EntrancePrivate YardDishwasherDryerElectric Water Heater

531 Silver Palms Cir is a 2003-built home in Silver Palms, Davenport. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,846 square feet of living space. Listed at $305,000 (about $165/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

Virtually Staged. Welcome to Silver Palms, a small, quaint neighborhood offering a peaceful setting while keeping you close to shopping, dining, major roads, and everyday conveniences. This 4-bedroom, 3-bath home offers approximately 1,800 square feet of living space with a functional layout and plenty of room for everyday living, relaxing, and entertaining. Meaningful updates have already been completed, including a new roof in 2023 and a new AC unit in 2022, giving added peace of mind to the next owner. Tucked inside a quiet neighborhood with a convenient location, this home offers a great opportunity in Silver Palms.

The essentials

Built
2003
Price / sqft
$165
On market
97 days
Annual tax
$4,358
HOA
$450/yr
Flood zone
X · Low risk
Lot
5,998 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
5,998 sqft lot
Lot size
1,846 sqft
Living area

Payment

Est. monthly payment
$2,145/mo
Down payment (20%)
$61,000
Property taxes
$363/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
5,998 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
97
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Private Entrance
Private Yard
Dishwasher
Dryer
Electric Water Heater
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,358
Parcel #
27-26-19-705005-000370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Palms
County
Polk
MLS Area
33837 - Davenport
Lot Size
5,998 sqft
HOA
$450/yr
Silver Palms HOA

Price history

Date
Event
Price
8/25/2026
Price change
Source: Stellar MLS #G5114742
$305,000-3.8%
$165/sqft
-
Price change
Source: Stellar MLS #G5114742
$317,000-1.6%
$172/sqft
7/7/2026
Listed for sale
Source: Stellar MLS #G5114742
$322,000
$174/sqft

Neighborhood

531 Silver Palms Cir
Davenport, FL, 33837 · 33837 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $305,000
$302,500 – $305,000
99.5% – 100% of listTops out right at the list price
80% of listList price
311 of the last 464 home closings in 33837 landed at this number or higher (67%). The median one sat 34 days before it went under contract, and this one is on day 97 after a $17,000 cut.

Sample: 464 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,144/mo
Principal & interest$1,591
Property taxes$363
Insurance$153
HOA$38
Down payment20% · $61,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$305,000

$165 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,846 sq ft

Time on market

97 days

Year built

2003

Monthly payment

About $2,145/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,358 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by Silver Palms HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLPT REALTY, LLCListing agent: Eric WoodListing data from Stellar MLS, MLS# G5114742.

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