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Overview

3 bd3 ba2,829 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2017
Lot10,204 sqft
Living area2,829 sqft
Price / sqft$290
Garage2 car

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About this home

Ceiling Fans(s)Crown MoldingHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersTray Ceiling(s)

728 Congaree Loop is a 2017-built home in Villages/Sumter Un 194, The Villages. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,829 square feet of living space. Listed at $819,900 (about $290/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Custom Luxury Home | Gourmet Kitchen Suite | Private Guest Wing -- Situated on a corner parcel of just under a quarter acre in the highly desirable Village of Osceola Hills, this thoughtfully customized Extended Begonia was built in 2017. Offering 2,829 square feet of beautifully designed living space, it features three bedrooms, two full baths, one half bath, and an extended two-car plus golf cart garage. A covered front entry welcomes you home before opening to a refined foyer featuring board-and-batten millwork, crown molding, a lantern-style pendant, and elegant sight lines that draw you into the heart of the home. The living and dining spaces create an inviting setting for everything from intimate dinners to holiday celebrations. The open design allows each room to feel connected while maintaining its own character. Natural light, thoughtfully selected finishes, and plank tile flooring throughout the main living areas create warm, timeless atmosphere. At the center of the home is a chef’s kitchen designed for everyday living. Featuring ceiling-height cabinetry, a spacious center island, a peninsula with matching granite countertops, premium stainless steel appliances, and exceptional storage throughout, this space is as functional as it is beautiful. Just beyond the kitchen, a separate oversized laundry room offers extensive cabinetry and generous workspace, while an enormous walk-in pantry complete with a second refrigerator is conveniently located around the corner, creating a true working kitchen suite rarely found in The Villages. The adjoining family room offers a comfortable place to gather and unwind, while a dedicated office overlooks the screened lanai through a large sliding glass door and enjoys tranquil views of the landscaped yard. The primary suite is a true retreat with a spacious bedroom, a well-appointed spa-inspired bath featuring a stunning tiled Roman walk-in shower, dual vanities, and an oversized walk-in closet. A second private bedroom suite with its own full bath provides exceptional comfort and privacy for family or long-term guests, while the conveniently located half bath is ideal for visitors. Designed with comfort and elegance throughout, every detail has been thoughtfully planned for the way you live. Custom board-and-batten millwork, plantation shutters, crown molding, coordinated finishes, generous storage, and an exceptional floor plan reflect quality craftsmanship and careful attention to detail. Perfectly positioned just off Morse Boulevard between State Road 44 and County Road 466A, this exceptional home places you within easy reach of recreation, championship and executive golf, shopping, dining, and two of The Villages' most popular town squares. Whether you’re spending an evening enjoying live music at Brownwood Paddock Square or dining along the waterfront at Lake Sumter Landing, you’ll appreciate having so many of the community's favorite destinations just minutes away.

The essentials

Built
2017
Price / sqft
$290
On market
91 days
Annual tax
$8,661
Flood zone
X · Low risk
Lot
10,204 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
2 car garage
10,204 sqft lot
Lot size
2,829 sqft
Living area

Payment

Est. monthly payment
$5,408/mo
Down payment (20%)
$163,980
Property taxes
$722/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
10,204 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
91
Ceiling Fans(s)
Crown Molding
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Clubhouse
Fitness Center
Gated Community - No Guard
Golf Carts OK
Golf
Tennis Court(s)
Dishwasher
Disposal
Dryer
Microwave
Range
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,661
Parcel #
G24B123

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages/Sumter Un 194
County
Sumter
MLS Area
32163 - The Villages
Lot Size
10,204 sqft

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #G5114896
$819,900-3.0%
$290/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #G5114896
$845,000
$299/sqft

Neighborhood

728 Congaree Loop
The Villages, FL, 32163 · 32163 - The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $819,900
$800,000 – $819,900
97.9% – 100% of listTops out right at the list price
80% of listList price
79 of the last 157 home closings in 32163 landed at this number or higher (50%). The median one sat 33 days before it went under contract, and this one is on day 91 after a $25,100 cut.

Sample: 157 closed home sales in 32163 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,408/mo
Principal & interest$4,276
Property taxes$722
Insurance$410
Down payment20% · $163,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$819,900

$290 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,829 sq ft

Time on market

91 days

Year built

2017

Monthly payment

About $5,408/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,661 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byLPT REALTY, LLCListing agent: Kimberly VoleanListing data from Stellar MLS, MLS# G5114896.

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