3896 Picciola Rd #532, photo 1
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Overview

2 bd2 ba1,080 sqftSingle Family
TypeSingle Family
HOA$181/mo
Built2020
Lot1,250 sqft
Living area1,080 sqft
Price / sqft$176

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorThermostatVaulted Ceiling(s)Window Treatments

3896 Picciola Rd #532 is a 2020-built home in Griffwood Co-op, Fruitland Park. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,080 square feet of living space. Listed at $190,000 (about $176/sqft), 51 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $181 monthly.

From the listing

LAKEFRONT COMMUNITY! Located in a 55+ community on Lake Griffin, which is part of the Harris chain of lakes, Griffin Co-Op has a LOW HOA fee of $181 a month which includes water, trash, sewer, community pool, and clubhouse. (Card games, Billiards, Potlucks, Updated kitchen, Community Parties, Shuffleboard, New Years Eve entertainment, and lots more!) The community offers boat slip rentals, making those days on the water extra convenient!. ..THIS HOME has many Upgrades and lots of Southern Charm. Manufactured in 2020, this 2/2 with a BONUS room, on a CORNER LOT with plenty of room for parking, featuring a spacious kitchen with tons of storage, custom painted cabinets, stainless appliances and an eat-in island perfect for two! The living room and dining area have an open floor plan across from the kitchen. The original owners opted for many upgrades when they purchased, including sheet rocked walls, composite porch deck boards, luxury vinyl flooring and stainless-steel appliances. Also included in this sale is a 8x12' shed. Need extra storage? No problem! Your very own storage room is directly across the street. Schedule to see this unique home in this much sought after community, MOVE IN READY!!

The essentials

Built
2020
Price / sqft
$176
On market
51 days
Annual tax
$1,635
HOA
$181/mo
Flood zone
X · Low risk
Lot
1,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
1,250 sqft lot
Lot size
1,080 sqft
Living area

Payment

Est. monthly payment
$1,403/mo
Down payment (20%)
$38,000
Property taxes
$136/mo
HOA
$181/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
1,250 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
51
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Thermostat
Vaulted Ceiling(s)
Window Treatments
Private Entrance
Street Lights
Built-in Oven
Cooktop
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$1,635
Parcel #
10-19-24-0675-000-53200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Griffwood Co-op
County
Lake
MLS Area
34731 - Fruitland Park
Lot Size
1,250 sqft
ClearedIn CountyNear MarinaPaved
HOA
$181/mo
Jll Boyle

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #G5116137
$190,000-2.6%
$176/sqft
8/24/2026
Listed for sale
Source: Stellar MLS #G5116137
$195,000
$181/sqft

Neighborhood

3896 Picciola Rd #532
Fruitland Park, FL, 34731 · 34731 - Fruitland Park

Market insights

Offer Insights

Choose an offer strength

List price: $190,000
$187,500 – $190,000
98.2% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 home closings in 34731 landed at this number or higher (52%). The median one sat 41 days before it went under contract, and this one is on day 51 after a $5,000 cut.

Sample: 58 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,403/mo
Principal & interest$991
Property taxes$136
Insurance$95
HOA$181
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$176 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,080 sq ft

Time on market

51 days

Year built

2020

Monthly payment

About $1,403/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,635 annual tax bill, insurance, and the $181/mo HOA fee.

HOA fee

$181/mo

Managed by Jll Boyle.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCARLINO REAL ESTATE GROUP INCListing agent: Judith KilgusListing data from Stellar MLS, MLS# G5116137.

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