21824 Tartan St, photo 1
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Overview

3 bd3 ba2,286 sqft2 car garageSingle Family
TypeSingle Family
HOA$229/mo
Built1998
Lot11,539 sqft
Living area2,286 sqft
Price / sqft$170
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit Bedroom

21824 Tartan St is a 1998-built home in Royal Highlands Ph 01b, Leesburg. Inside you'll find 3 bedrooms, 3 bathrooms, and 2,286 square feet of living space. Listed at $389,000 (about $170/sqft), 18 days on market. Flood zone X, A - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $229 monthly.

From the listing

Welcome home to one of Royal Highlands' most desirable waterfront settings. Nestled on a premium ¼-acre+ lot along scenic Royal Lake, this tastefully updated custom home offers an owned dock, beautiful water views, and front-row seats to spectacular sunrises, sunsets, and even rocket launches. Adorned with mature shade trees, colorful landscaping, and a charming open porch entry, you’ll discover a home that has been meticulously maintained and thoughtfully improved. Recent upgrades include a new 2025 roof, new 2026 HVAC system & gas water heater, freshly painted exterior stucco, trim and doors, updated three-season Florida Room windows and screens, and enhanced garage sliding screens. The garage also includes a utility sink for easy clean up, water softener, and the new Central Air system is a Lennox multi-stage HVAC with heat pump and gas furnace. Step inside the welcoming foyer and immediately appreciate the light-filled, open layout. High ceilings and expansive lake views create an airy feel throughout nearly 2,300 square feet of living space. The heart of the home is the beautifully updated kitchen, featuring granite countertops, refreshed cabinetry, stainless steel appliances, updated lighting, and a spacious dinette overlooking the water. The living areas flow seamlessly into the Florida Room through French doors, creating the perfect space to relax, entertain guests, or simply enjoy the peaceful lake views. Whether you're sipping your morning coffee as the sun rises or unwinding at the end of the day, the setting is truly special. The split-bedroom floor plan provides privacy for both owners and guests. Quartz counters and updated vanities in the bathrooms allow the new owners to bring only the necessities and move right in! The primary suite is a peaceful retreat, while the additional bedrooms offer comfortable accommodations for family and friends. Updated shower glass, ceiling fans, fresh interior paint, and thoughtful finishes throughout make this home move-in ready. Outside, open front and rear porches expand your living space and invite you to enjoy Florida's year-round sunshine. Combined with the waterfront location and owned dock, this property offers a lifestyle that is difficult to duplicate. Located in the gated, golf community of Royal Highlands, residents enjoy low HOA fees and exceptional amenities including golf, a fitness center, pools, tennis and pickleball courts, library, billiards, driving range, restaurant, and endless clubs and activities. Conveniently located in Lake County near shopping, historic downtown districts, the Florida Turnpike, area attractions, and Orlando International Airport. This is more than a home. It's the Florida lifestyle you've been waiting for. Schedule your private tour today.

The essentials

Built
1998
Price / sqft
$170
On market
39 days
Annual tax
$3,603
HOA
$229/mo
Flood zone
X, A · Low risk
Lot
11,539 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Waterfront
Lake Front
Community pool
Fitness center too
2 car garage
Driveway
0.26 acres
Lot size

Payment

Est. monthly payment
$2,753/mo
Down payment (20%)
$77,800
Property taxes
$300/mo
HOA
$229/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
11,539 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener, Golf Cart Parking, Ground Level, Oversized
Waterfront
Lake Front
Days on Market
39
Cathedral Ceiling(s)
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - Guard
Golf Carts OK
Golf
Pool
Restaurant
Sidewalks
Tennis Court(s)
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X, A
Annual Tax (2025)
$3,603
Parcel #
13-21-24-181000042300

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Highlands Ph 01b
County
Lake
MLS Area
34748 - Leesburg
Lot Size
11,539 sqft
Conservation AreaLandscapedLevelNear Golf CourseOversized LotPavedPrivate
HOA
$229/mo
Keneshia Shepherd

Price history

Date
Event
Price
8/31/2026
Listed for sale
Source: Stellar MLS #G5116749
$389,000
$170/sqft

Neighborhood

21824 Tartan St
Leesburg, FL, 34748 · 34748 - Leesburg

Market insights

Offer Insights

Choose an offer strength

List price: $389,000
$382,500 – $389,000
98.6% – 100% of listTops out right at the list price
80% of listList price
189 of the last 377 home closings in 34748 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 39.

Sample: 377 closed home sales in 34748 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,753/mo
Principal & interest$2,029
Property taxes$300
Insurance$195
HOA$229
Down payment20% · $77,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,000

$170 per sq ft

Beds and baths

3 beds, 3 baths

Size

2,286 sq ft

Time on market

39 days

Year built

1998

Monthly payment

About $2,753/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,603 annual tax bill, insurance, and the $229/mo HOA fee.

HOA fee

$229/mo

Managed by Keneshia Shepherd.

Flood zone

Zone X, A

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byFLORIDA PLUS REALTY, LLCListing agent: Tonya TibbettsListing data from Stellar MLS, MLS# G5116749.

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