23 Ellaville Drive, photo 1
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Overview

2 bd2 ba2,029 sqft2 car garageSingle Family
TypeSingle Family
HOA$326/mo
Built2026
Lot4,800 sqft
Living area2,029 sqft
Price / sqft$232
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
REVERIE AT PALM COAST
Type
Single Family Residence

True monthly carry

HOA
~$326/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

23 Ellaville Drive is a 2026-built home in Reverie At Palm Coast, St Augustine. Inside you'll find 2 bedrooms, 2 bathrooms, and 2,029 square feet of living space. Listed at $469,990 (about $232/sqft), 47 days on market. HOA runs $326 monthly.

From the listing

Virtually Staged. Under Construction. The CHARLOTTE model at Reverie offers an elegant balance of comfort and functionality. This spacious home welcomes you with two bedrooms and a dedicated study, perfect for those who work from home or need a quiet retreat. The two full bathrooms ensure convenience, while the two-car garage provides ample space for vehicles and storage. At the heart of this home lies an open-concept kitchen that truly stands out with its premium features. The extended Colada White cabinetry creates a bright, airy atmosphere, complemented by sophisticated quartz countertops. A generous walk-in pantry offers abundant storage, while the LVT and tile flooring throughout adds both style and practicality. The Reverie community itself has been thoughtfully crafted for an active, engaging lifestyle. As you enter through the secure gated entrance, you'll discover a world of amenities designed for both recreation and relaxation. sample image

The essentials

Built
2026
Price / sqft
$232
On market
47 days
Annual tax
$1,050
HOA
$326/mo
Lot
4,800 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
4,800 sqft lot
Lot size
2,029 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$3,099/mo
Down payment (20%)
$93,998
Property taxes
$88/mo
HOA
$326/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
4,800 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
47
Annual Tax (2025)
$1,050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reverie At Palm Coast
County
Flagler
Lot Size
4,800 sqft
HOA
$326/mo

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #G5117127
$469,990-3.1%
$232/sqft
8/28/2026
Listed for sale
Source: Stellar MLS #G5117127
$484,990
$239/sqft

Neighborhood

23 Ellaville Drive
St Augustine, FL, 32092

Market insights

Offer Insights

Choose an offer strength

List price: $469,990
$465,000 – $469,990
99.2% – 100% of listTops out right at the list price
80% of listList price
11 of the last 18 home closings in 32092 landed at this number or higher (61%). The median one sat 32 days before it went under contract, and this one is on day 47 after a $15,000 cut.

Sample: 18 closed home sales in 32092 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,100/mo
Principal & interest$2,451
Property taxes$88
Insurance$235
HOA$326
Down payment20% · $93,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$469,990

$232 per sq ft

Beds and baths

2 beds, 2 baths

Size

2,029 sq ft

Time on market

47 days

Year built

2026

Monthly payment

About $3,099/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,050 annual tax bill, insurance, and the $326/mo HOA fee.

HOA fee

$326/mo

Offer

What should I offer?

Have another question?

Brokered byOLYMPUS EXECUTIVE REALTY INCListing agent: Nancy Pruitt, PAListing data from Stellar MLS, MLS# G5117127.

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