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About this home
438 Troy Loop is a 2006-built home in The Villages, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,918 square feet of living space. Listed at $474,900 (about $248/sqft), 31 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.
Virtually Staged. "LIVE THE VILLAGES LIFESTYLE FROM THE HEART OF MALLORY SQUARE! Welcome to 438 Troy Loop, the popular Gardenia model with approximately 1,918 square feet of comfortable living space, 3 bedrooms and 2 baths. Start your mornings on the welcoming front patio with coffee in hand, then spend your evenings on the spacious screened lanai that flows right into an attached birdcage, your own private slice of Florida with room for dining, entertaining, and watching the sunsets. A rare bonus: the third bedroom features a convenient Murphy bed, so this home works double duty as guest suite by night and office, craft room, or home gym by day. Practical updates mean you can move in and relax: a roof about 5 years young and an HVAC about 9 years old, with a remaining bond balance of just $5,288. Live minutes from Mallory Hill Country Club, within easy reach of Canal Street Recreation Center on Odell Circle, and an easy golf-cart trip to the dining, shopping, and daily festivities of Lake Sumter Landing and Brownwood Paddock Square. The featured location, the favorite model, the Florida style you've been waiting for. Come see why this one won't last!"
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$474,900
$248 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,918 sq ft
Time on market
31 days
Year built
2006
Monthly payment
About $3,036/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,858 annual tax bill, insurance.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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