4530 Treasure Cay Rd, photo 1
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Overview

5 bd3 ba2,545 sqft2 car garageSingle Family
TypeSingle Family
HOA$70/mo
Built2005
Lot9,353 sqft
Living area2,545 sqft
Price / sqft$137
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Private Yard

4530 Treasure Cay Rd is a 2005-built home in Groves/Baytree Ph 02, Tavares. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,545 square feet of living space. Listed at $349,500 (about $137/sqft), 36 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $70 monthly.

From the listing

Welcome to this 2,545 square foot spacious 5-bedroom, 3-bath home built in 2005, offering a versatile and highly desirable layout in an established community. Featuring two primary suites, this home is perfect for multi-generational living or hosting friends and family. One suite includes a private sitting/living area, creating the ideal retreat or flex space. The split floor plan provides privacy and functionality, while the large kitchen offers abundant cabinetry, generous counter space, and all appliances included, this home is ready for everyday living and entertaining. Enjoy outdoor living on the oversized 35x16 screened-in back porch overlooking a vinyl-fenced backyard, all situated on a large corner lot. A new roof was installed in November 2023 for added peace of mind. While the home does need some cosmetic updates such as flooring and paint, it is priced accordingly and presents an incredible value for a one-story home of this size. It’s hard to find this much square footage all on one level making this a rare opportunity to customize and build equity. Community amenities include a pool and racquetball courts, all with a low HOA fee of just $70 per month. Conveniently located near shopping, dining, and major roadways, this property offers space, value, and potential all in one. All information recorded in the MLS is intended to be accurate however, it should be independently verified by buyer and their agent. Check out the Virtual Tour!

The essentials

Built
2005
Price / sqft
$137
On market
36 days
Annual tax
$3,942
HOA
$70/mo
Flood zone
X · Low risk
Lot
9,353 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Shared amenity
2 car garage
Driveway
9,353 sqft lot
Lot size
2,545 sqft
Living area

Payment

Est. monthly payment
$2,396/mo
Down payment (20%)
$69,900
Property taxes
$329/mo
HOA
$70/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
9,353 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Days on Market
36
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Private Yard
Rain Gutters
Sidewalk
Sprinkler Metered
Community Mailbox
Deed Restrictions
Pool
Racquetball
Sidewalks
Dishwasher
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Elementary
Tavares Elem
Middle
Tavares Middle
High
Tavares High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,942
Parcel #
25-19-25-0181-000-11000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Groves/Baytree Ph 02
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
9,353 sqft
ClearedCorner LotCity LimitsSidewalkPaved
HOA
$70/mo
Leland Management Lifestyle / Stephanie Mallary

Price history

Date
Event
Price
9/22/2026
Price change
Source: Stellar MLS #G5117616
$349,500-5.3%
$137/sqft
9/10/2026
Listed for sale
Source: Stellar MLS #G5117616
$369,000
$145/sqft

Neighborhood

4530 Treasure Cay Rd
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $349,500
$342,500 – $349,500
98% – 100% of listTops out right at the list price
80% of listList price
116 of the last 230 home closings in 32778 landed at this number or higher (50%). The median one sat 50 days before it went under contract, and this one is on day 36 after a $19,500 cut.

Sample: 230 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,396/mo
Principal & interest$1,823
Property taxes$329
Insurance$175
HOA$70
Down payment20% · $69,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$349,500

$137 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,545 sq ft

Time on market

36 days

Year built

2005

Monthly payment

About $2,396/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,942 annual tax bill, insurance, and the $70/mo HOA fee.

HOA fee

$70/mo

Managed by Leland Management Lifestyle / Stephanie Mallary.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byHARRISON REAL PROPERTY GROUPListing agent: Amanda HarrisonListing data from Stellar MLS, MLS# G5117616.

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