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Overview

3 bd2 ba1,420 sqftMobile Home
TypeMobile Home
HOANone listed
Built1973
Lot12,165 sqft
Living area1,420 sqft
Price / sqft$74

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarEat-in KitchenL DiningSolid Surface CountersSolid Wood CabinetsThermostatWindow Treatments

3809 Cr 405n is a 1973-built home in Olive Palm, Lake Panasoffkee. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,420 square feet of living space. Listed at $104,995 (about $74/sqft), 29 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Spacious 3-Bedroom Home with Canal Access Potential Discover the opportunity to own a spacious 3-bedroom, 2-bathroom home in a growing area with plenty of room, flexibility, and potential! Offering significantly more living space than reflected in the tax records, this property is ready for its next owner to make it their own. Inside, you’ll find generous living areas, a cozy fireplace, abundant storage, and a layout with plenty of space to spread out. Outside, the property continues to impress with two exterior storage areas, a covered carport, a rear patio perfect for grilling and entertaining, and a fully fenced backyard. A replaced roof adds valuable peace of mind. The backyard also backs to a canal that connects to Lake Panasoffkee during higher water levels, creating exciting potential for enjoying the surrounding waterways. With no HOA, you have the freedom to bring your boat, RV, equipment, and other recreational toys. Whether you're looking for a primary residence, investment opportunity, or a property with room to add your own vision, this home offers space, versatility, and plenty of possibilities. Don't miss the opportunity to see all this property has to offer!

The essentials

Built
1973
Price / sqft
$74
On market
29 days
Annual tax
$690
Flood zone
X · Low risk
Lot
12,165 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1973
Waterfront
Canal - Freshwater
0.27 acres
Lot size
1,420 sqft
Living area

Payment

Est. monthly payment
$658/mo
Down payment (20%)
$20,999
Property taxes
$58/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1973
Lot
12,165 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Ground Level, Off Street, Parking Pad
Waterfront
Canal - Freshwater
Days on Market
29
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
L Dining
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Window Treatments
Awning(s)
Lighting
Private Mailbox
Rain Gutters
Storage
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Elementary
Lake Panasoffkee Elementary
Middle
South Sumter Middle
High
South Sumter High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$690
Parcel #
F30C293

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Olive Palm
County
Sumter
MLS Area
33538 - Lake Panasoffkee
Lot Size
12,165 sqft
LandscapedOversized LotStreet Dead-EndPavedUnincorporated

Price history

Date
Event
Price
9/16/2026
Price change
Source: Stellar MLS #G5117708
$104,995-12.4%
$74/sqft
9/11/2026
Listed for sale
Source: Stellar MLS #G5117708
$119,900
$84/sqft

Neighborhood

3809 Cr 405n
Lake Panasoffkee, FL, 33538 · 33538 - Lake Panasoffkee

Market insights

Offer Insights

Choose an offer strength

List price: $104,995
$98,000 – $104,995
93.8% – 100% of listTops out right at the list price
80% of listList price
20 of the last 39 home closings in 33538 landed at this number or higher (51%). The median one sat 42 days before it went under contract, and this one is on day 29 after a $14,905 cut.

Sample: 39 closed home sales in 33538 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$658/mo
Principal & interest$548
Property taxes$58
Insurance$52
Down payment20% · $20,999
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$104,995

$74 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,420 sq ft

Time on market

29 days

Year built

1973

Monthly payment

About $658/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $690 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Melissa BarnesListing data from Stellar MLS, MLS# G5117708.

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