10540 SE 42nd Ter, photo 1
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Overview

4 bd4 ba2,849 sqft2 car garageSingle Family
TypeSingle Family
HOA$1,114/yr
Built2003
Lot15,682 sqft
Living area2,849 sqft
Price / sqft$184
Garage2 car

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Saturday, Oct 10 · 12:00 PM to 2:00 PM

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Primary Bedroom Main FloorTray Ceiling(s)Walk-in Closet(s)Window TreatmentsConvection OvenDishwasher

10540 SE 42nd Ter is a 2003-built home in Cobblestone Ph I, Belleview. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,849 square feet of living space. Listed at $525,000 (about $184/sqft), 18 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,114 annually.

From the listing

WELCOME HOME! —BRAND NEW ROOF COMING OCTOBER 2026!— and SAVE $$$, with an ASSUMABLE MORTGAGE at a very LOW RATE!— This fabulous country-style home combines timeless charm, thoughtful updates, beautiful finishes, and an ideal floor plan—all located in the highly sought-after GATED MULTI-GENERATIONAL community of Cobblestone. Relax and enjoy the mature oak trees and your private, FENCED backyard from the spacious SCREENED-in back porch, with plenty of room to add a pool and create your own backyard oasis. You also have a fabulous large front porch for relaxation and there are NO NEIGHBORS across the street! Inside, you’ll find an abundance of space designed for comfortable living and entertaining. The home features 4 bedrooms and 3.5 baths, a welcoming oversized foyer, spacious great room, large formal dining room, and a wonderful kitchen showcasing gorgeous cabinetry and a generous breakfast nook. The split-bedroom floor plan offers excellent privacy, with 3 BEDROOMS ON FIRST FLOOR —including the primary suite — Upstairs, a private guest suite provides the perfect retreat for visitors or as an office, complete with TWO walk-in closets and full bathroom. The indoor laundry room is conveniently located near the half bath for easy access. — Tankless water heater 2024, NEW large AC unit 2022. — With its combination of character, space, privacy, and an outstanding gated-community setting, this Cobblestone home is ready to welcome you as the next owner! Schedule your private tour today!

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The essentials

Built
2003
Price / sqft
$184
On market
18 days
Annual tax
$284
HOA
$1,114/yr
Flood zone
X · Low risk
Lot
15,682 sqft
Type
Single Family Residence

At a glance

Single family
Built 2003
2 car garage
Driveway
0.36 acres
Lot size
2,849 sqft
Living area

Payment

Est. monthly payment
$3,117/mo
Down payment (20%)
$105,000
Property taxes
$24/mo
HOA
$1,114/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2003
Lot
15,682 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side
Days on Market
18
Cathedral Ceiling(s)
Ceiling Fans(s)
Primary Bedroom Main Floor
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Convection Oven
Dishwasher
Disposal
Dryer
Microwave
Flood Zone X
Annual Tax (2025)
$284
Parcel #
3721-005-009

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cobblestone Ph I
County
Marion
MLS Area
34420 - Belleview
Lot Size
15,682 sqft
HOA
$1,114/yr
Vine Management

Price history

Date
Event
Price
9/22/2026
Listed for sale
Source: Stellar MLS #G5117794
$525,000
$184/sqft

Neighborhood

10540 SE 42nd Ter
Belleview, FL, 34420 · 34420 - Belleview

Market insights

Offer Insights

Choose an offer strength

List price: $525,000
$520,000 – $525,000
98.6% – 100% of listTops out right at the list price
80% of listList price
82 of the last 162 home closings in 34420 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 18.

Sample: 162 closed home sales in 34420 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,117/mo
Principal & interest$2,738
Property taxes$24
Insurance$263
HOA$93
Down payment20% · $105,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$525,000

$184 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,849 sq ft

Time on market

18 days

Year built

2003

Monthly payment

About $3,117/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $284 annual tax bill, insurance, and the $1,114/yr HOA fee.

HOA fee

$1,114/yr

Managed by Vine Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCOLDWELL BANKER VANGUARD LIFESTYLE REALTYListing agent: Randy FoxListing data from Stellar MLS, MLS# G5117794.

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