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About this home
405 Chayne Pl is a 2023-built home in Summerly, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,846 square feet of living space. Listed at $389,900 (about $211/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $248 quarterly.
HUGE 40K PRICE REDUCTION.BUILT IN 2023 | FULLY FENCED BACKYARD | DIRECT WALKING TRAIL ACCESS | NO CDD! Discover modern living in the desirable Summerly community of Saint Cloud. This well-maintained 3-bedroom, 2-bathroom home features the popular Aria floor plan, offering an open-concept layout designed for everyday living and entertaining. The kitchen features quartz countertops, stainless steel appliances, and counter space overlooking the dining and living areas. LVP flooring enhances the main living spaces, while the split-bedroom design provides added privacy. The primary suite features a spacious walk-in closet, dual sinks, and a walk-in shower. Enjoy Florida living from your covered lanai overlooking a fully fenced backyard, complete with a private gate leading directly to the community walking trail—a standout feature for morning walks, outdoor activities, and enjoying the neighborhood. Additional conveniences include a smart thermostat, smart lock, video doorbell, security system, and a washer and dryer that convey with the home. The 2-car garage provides additional storage and parking. Summerly residents enjoy a resort-style community pool, playground, low annual HOA, and NO CDD fees. Conveniently located near the Narcoossee Road corridor, with access to shopping, dining, Lake Nona, Medical City, and Orlando International Airport. Enjoy a move-in-ready home with a fenced backyard and thoughtful upgrades already in place. Schedule your private tour and experience everything this home has.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$389,900
$211 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,846 sq ft
Time on market
25 days
Year built
2023
Monthly payment
About $2,730/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,027 annual tax bill, insurance, and the $248/qtr HOA fee.
HOA fee
$248/qtr
Managed by Summerly Community Association / Larissa.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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