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Overview

4 bd3 ba2,363 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/qtr
Built1999
Lot6,223 sqft
Living area2,363 sqft
Price / sqft$233
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboPrimary Bedroom Main FloorSplit BedroomStone Counters

522 Hardwood Cir is a 1999-built home in Waterford Chase Village Tr D, Orlando. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,363 square feet of living space. Listed at $550,000 (about $233/sqft), 23 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 quarterly.

From the listing

Enjoy the best of Florida living while still having the perfect home for the holidays. This beautifully renovated four-bedroom, two-and-a-half-bath residence pairs stylish interiors with a private outdoor retreat featuring a screened pool, peaceful water views and no rear neighbors. New roof (2023). The impressive two-story family room is filled with natural light and anchored by a wood-burning fireplace, creating an inviting gathering space with the perfect spot for a tall holiday tree and seasonal décor. Soaring ceilings and expansive windows add to the open, airy atmosphere, while the thoughtfully designed floor plan offers plenty of room for entertaining and everyday life. At the heart of the home, the updated kitchen features granite countertops, stainless steel appliances, custom cabinetry and a generous workspace. Its open connection to the main living areas keeps everyone together, whether you are preparing a quiet dinner or hosting family and friends. Located on the first floor, the spacious primary suite provides a private place to unwind. A sliding glass door frames the pool and gorgeous water views while offering direct access to the outdoor living area. The spa-inspired primary bath completes the retreat with a fresh, sophisticated design. Upstairs, there are three additional bedrooms and a full bath with shower/tub. The screened pool is the centerpiece of the backyard, offering a setting that can be enjoyed throughout the year. Spend summer afternoons by the water, celebrate the holidays poolside, dine outdoors or begin the morning with coffee as the sun reflects across the pond. With no homes directly behind you, the tranquil water view creates a welcome sense of privacy and openness. Waterford Recreation Park is a short distance away across the street, placing even more opportunities for recreation close to home. Waterford Lakes residents also enjoy an outstanding collection of community amenities, including a pool, tennis and pickleball courts, basketball courts, playgrounds, a dog park and trails. This convenient East Orlando location is minutes from Waterford Lakes Town Center, UCF, Research Park and Lockheed Martin, with easy access to SR 408, SR 417, Orlando International Airport, Downtown Orlando and Central Florida’s attractions. Beautiful, move-in ready and designed around an exceptional pool and waterfront setting, this home offers comfort, convenience and the Florida lifestyle buyers are looking for.

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The essentials

Built
1999
Price / sqft
$233
On market
23 days
Annual tax
$3,256
HOA
$250/qtr
Flood zone
X · Low risk
Lot
6,223 sqft
Type
Single Family Residence

At a glance

Single family
Built 1999
Water views
Water
Private pool
Gunite
2 car garage
Garage Door Opener
6,223 sqft lot
Lot size

Payment

Est. monthly payment
$3,497/mo
Down payment (20%)
$110,000
Property taxes
$271/mo
HOA
$250/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1999
Lot
6,223 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener
Pool
Gunite, In Ground, Screen Enclosure
Days on Market
23
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Split Bedroom
Stone Counters
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Park
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,256
Parcel #
25-22-31-8999-00-950

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterford Chase Village Tr D
County
Orange
MLS Area
32828 - Orlando/Alafaya/Waterford Lakes
Lot Size
6,223 sqft
Sidewalk
HOA
$250/qtr
Brookehaven

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #G5118087
$550,000
$233/sqft

Neighborhood

522 Hardwood Cir
Orlando, FL, 32828 · 32828 - Orlando/Alafaya/Waterford Lakes

Market insights

Offer Insights

Choose an offer strength

List price: $550,000
$545,000 – $550,000
99.5% – 100% of listTops out right at the list price
80% of listList price
118 of the last 229 home closings in 32828 landed at this number or higher (52%). The median one sat 22 days before it went under contract, and this one is on day 23.

Sample: 229 closed home sales in 32828 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,498/mo
Principal & interest$2,868
Property taxes$271
Insurance$275
HOA$83
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$550,000

$233 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,363 sq ft

Time on market

23 days

Year built

1999

Monthly payment

About $3,497/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,256 annual tax bill, insurance, and the $250/qtr HOA fee.

HOA fee

$250/qtr

Managed by Brookehaven.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREMIER SOTHEBYS INT'L REALTYListing agent: Dawn GiachettiListing data from Stellar MLS, MLS# G5118087.

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