1032 Scotch Pine CT, photo 1
Active
1 / 51

Overview

3 bd2 ba1,685 sqft1 car garageSingle Family
TypeSingle Family
HOA$220/mo
Built1991
Lot12,537 sqft
Living area1,685 sqft
Price / sqft$142
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Open FloorplanAwning(s)Rain GuttersAssociation Recreation - OwnedBuyer Approval RequiredClubhouse

1032 Scotch Pine CT is a 1991-built home in Scottish Highlands Condo Ph J, Leesburg. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,685 square feet of living space. Listed at $239,900 (about $142/sqft), 19 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $220 monthly.

From the listing

Virtually Staged. SCOTTISH HIGHLANDS 55+ COMMUNITY FEATURING INDOOR OLYMPIC POOL/SPA, OUTDOOR POOL, PICKELBALL AND MUCH MORE. THIS EXPANDED IMPERIAL MODEL HAS NEW ROOF IN 2023, NEW HVAC SYSTEM 2025, NEW WATER SOFTENER 2025. WELL FOR IRRIGATION! LOCATED ON A CUL-DE-SAC WITH OVERSIZED LOT, THIS 2/2 WITH DEN IS OPEN AND SPACIOUS. STEP INSIDE TO DISCOVER A LARGE LIVING ROOM WITH CATHEDRAL CEILINGS CREATING AN INVITING SPACE FOR ENTERTAINING AND RELAXING. FORMAL DINING ROOM WITH SLIDERS TO DEN/OFFICE OR HOBBY ROOM. LARGE KITCHEN WITH BREAKFAST BAR, TWO PANTRYS, TILED FLOORS AND LOADS OF CABINETS AND UPDATED COUTERTOPS. PRIMARY SUITE HAS TWO LARGE CLOSETS, POCKET DOOR FOR ACCESS IN TO THE BATH WITH JACUZZI TUB, WALK-IN SHOWER AND TILED FLOORS. GUEST BEDROOM IS LARGE 16X11. HALLWAY WITH 2 CLOSETS AND AN ADDITIONAL LINEN CLOSET. GUEST BATH HAS TILED FLOORS WITH WALK-IN SHOWER. REAR COVERED PORCH WITH GAS AVAILABLE FOR GRILL. GARAGE IS OVERSIZED 19X20 AND FEATURES PEGBOARD WALLS, WORKBENCH, LAUNDRY TUB, PULL DOWN STAIRS, SIDE ACCESS DOOR, SCREENED GARAGE DOOR. CENTRAL VACUUM, GUTTERS, UNDER TERMITE BOND, AWNINGS, 6 PANEL INTERIOR DOORS, LONG DRIVEWAY, FRONT COVERED PORCH. DON’T MISS THIE OPPORTUNITY TO MAKE THIS HOME YOURS!! SCOTTISH HIGHLANDS HAS FEES OF $220.00 WHICH COVERS YOUR AMENITIES, BASIC CABLE, INTERNET AND SEWER. GREAT CONVENIENT LOCATION CLOSE TO SHOPPING, RESTAURANTS AND MEDICAL AND WORSHIP FACILITIES.

The essentials

Built
1991
Price / sqft
$142
On market
19 days
Annual tax
$1,575
HOA
$220/mo
Flood zone
X · Low risk
Lot
12,537 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
1 car garage
Garage Door Opener
0.29 acres
Lot size
1,685 sqft
Living area

Payment

Est. monthly payment
$1,722/mo
Down payment (20%)
$47,980
Property taxes
$131/mo
HOA
$220/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
12,537 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener, Oversized
Days on Market
19
Cathedral Ceiling(s)
Ceiling Fans(s)
Open Floorplan
Awning(s)
Rain Gutters
Association Recreation - Owned
Buyer Approval Required
Clubhouse
Deed Restrictions
Golf Carts OK
Tennis Court(s)
Dishwasher
Disposal
Dryer
Gas Water Heater
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,575
Parcel #
11-19-25-0068-000-032J0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scottish Highlands Condo Ph J
County
Lake
MLS Area
34788 - Leesburg / Haines Creek
Lot Size
12,537 sqft
Cul-De-SacIn CountyLevelOversized LotStreet Dead-EndPavedUnincorporated
HOA
$220/mo
SCOTTISH HIGHLANDS

Price history

Date
Event
Price
9/23/2026
Listed for sale
Source: Stellar MLS #G5118127
$239,900
$142/sqft

Neighborhood

1032 Scotch Pine CT
Leesburg, FL, 34788 · 34788 - Leesburg / Haines Creek

Market insights

Offer Insights

Choose an offer strength

List price: $239,900
$235,000 – $239,900
97.6% – 100% of listTops out right at the list price
80% of listList price
65 of the last 128 home closings in 34788 landed at this number or higher (51%). The median one sat 54 days before it went under contract, and this one is on day 19.

Sample: 128 closed home sales in 34788 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,722/mo
Principal & interest$1,251
Property taxes$131
Insurance$120
HOA$220
Down payment20% · $47,980
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,900

$142 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,685 sq ft

Time on market

19 days

Year built

1991

Monthly payment

About $1,722/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,575 annual tax bill, insurance, and the $220/mo HOA fee.

HOA fee

$220/mo

Managed by SCOTTISH HIGHLANDS.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byERA GRIZZARD REAL ESTATEListing agent: Cynthia WheelerListing data from Stellar MLS, MLS# G5118127.

Keep exploring Florida

Pick up where you left off, or see what else is out there.