445 Kettering Rd, photo 1
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Overview

4 bd4 ba2,571 sqft2 car garageSingle Family
TypeSingle Family
HOA$165/yr
Built2005
Lot8,311 sqft
Living area2,571 sqft
Price / sqft$175
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)LightingDeed Restrictions

445 Kettering Rd is a 2005-built home in Legacy Park, The Retreat At Legacy Park, Davenport. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,571 square feet of living space. Listed at $450,000 (about $175/sqft), 25 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $165 annually.

From the listing

Fully furnished and vacation-rental ready, this 4-bedroom, 3.5-bath Davenport pool home offers 2,571 square feet of flexible living space in The Retreat at Legacy Park. Ideally positioned on a corner lot, this two-story residence offers a versatile layout for a primary residence, second home, vacation retreat, or short-term rental opportunity. The main level features an open kitchen and family-room combination, along with separate living and dining areas and a kitchen nook for casual meals. Sliding glass doors lead to the screened private pool and in-ground spa, creating an inviting setting for relaxing, entertaining, or enjoying the Florida lifestyle. A convenient half bath on the main level adds functionality for guests. The kitchen includes new appliances, including the range, refrigerator, microwave, and dishwasher. A separate laundry room with washer and dryer adds everyday convenience. Recent improvements include a new roof installed in 2025, an A/C unit installed in 2023, a new pool heater, and new luxury vinyl plank flooring, complemented by tile flooring in select areas. A two-car attached garage and driveway parking complete the home. Conveniently located near shopping, dining, golf, major roadways, and Central Florida attractions, this property is offered furnished and ready for its next owner’s personal use or vacation-rental plans. Wi-Fi-enabled controls for the pool heater, A/C system, and smart locks offer seamless comfort, convenience, and security right from your smartphone. Whether you are searching for a full-time residence, a Florida getaway, or an investment opportunity, this move-in-ready pool home offers space, flexibility, and location. Schedule your private showing today!

The essentials

Built
2005
Price / sqft
$175
On market
25 days
Annual tax
$4,510
HOA
$165/yr
Flood zone
X · Low risk
Lot
8,311 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Heated
2 car garage
Covered
8,311 sqft lot
Lot size
2,571 sqft
Living area

Payment

Est. monthly payment
$2,962/mo
Down payment (20%)
$90,000
Property taxes
$376/mo
HOA
$165/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,311 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Pool
Heated, In Ground, Screen Enclosure
Days on Market
25
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Deed Restrictions
Playground
Sidewalks
Street Lights
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$4,510
Parcel #
26-25-11-486251-002240

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Legacy Park, The Retreat At Legacy Park
County
Polk
MLS Area
33897 - Davenport
Lot Size
8,311 sqft
ClearedCorner LotLandscapedSidewalkPavedPrivate
HOA
$165/yr
Extreme Management Team

Price history

Date
Event
Price
9/21/2026
Listed for sale
Source: Stellar MLS #G5118161
$450,000
$175/sqft

Neighborhood

445 Kettering Rd
Davenport, FL, 33897 · 33897 - Davenport

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$447,500 – $450,000
99.5% – 100% of listTops out right at the list price
80% of listList price
132 of the last 256 home closings in 33897 landed at this number or higher (52%). The median one sat 53 days before it went under contract, and this one is on day 25.

Sample: 256 closed home sales in 33897 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,962/mo
Principal & interest$2,347
Property taxes$376
Insurance$225
HOA$14
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$175 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,571 sq ft

Time on market

25 days

Year built

2005

Monthly payment

About $2,962/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,510 annual tax bill, insurance, and the $165/yr HOA fee.

HOA fee

$165/yr

Managed by Extreme Management Team.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byHOMESMARTListing agent: Nan Seelall LLCListing data from Stellar MLS, MLS# G5118161.

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