5171 Indian Ocean Loop, photo 1
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Overview

2 bd2 ba1,658 sqft2 car garageSingle Family
TypeSingle Family
HOA$228/mo
Built2005
Lot6,600 sqft
Living area1,658 sqft
Price / sqft$181
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window TreatmentsSprinkler Metered

5171 Indian Ocean Loop is a 2005-built home in Royal Harbor, Tavares. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,658 square feet of living space. Listed at $299,900 (about $181/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $228 monthly.

From the listing

Welcome to the gated community of Royal Harbor! This inviting 2-bedroom, 2-bathroom home offers an open-concept layout with a versatile den, perfect for a home office, reading nook, hobby space, or additional sleeping area. Sliding glass doors open to the outdoor space, creating a seamless flow for enjoying the fresh air and entertaining guests. The spacious primary suite features a relaxing garden tub and his-and-hers closets. With its comfortable layout, flexible living spaces, and desirable gated-community setting, this home offers a wonderful place to call home.

The essentials

Built
2005
Price / sqft
$181
On market
12 days
Annual tax
$2,911
HOA
$228/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Community pool
Fitness center too
2 car garage
Driveway
6,600 sqft lot
Lot size
1,658 sqft
Living area

Payment

Est. monthly payment
$2,185/mo
Down payment (20%)
$59,980
Property taxes
$243/mo
HOA
$228/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
6,600 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener, Ground Level, Off Street
Days on Market
12
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Sprinkler Metered
Association Recreation - Owned
Clubhouse
Community Mailbox
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Irrigation-reclaimed Water
No Truck/Rv/Motorcycle Parking
Pool
Sidewalks
Tennis Court(s)
Street Lights
Dishwasher
Disposal
Dryer
Exhaust Fan
Gas Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,911
Parcel #
13-20-25-1805-000-29000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Royal Harbor
County
Lake
MLS Area
32778 - Tavares / Deer Island
Lot Size
6,600 sqft
City LimitsLevelPaved
HOA
$228/mo
Liam Sierra - Leland Management

Price history

Date
Event
Price
9/30/2026
Listed for sale
Source: Stellar MLS #G5118276
$299,900
$181/sqft

Neighborhood

5171 Indian Ocean Loop
Tavares, FL, 32778 · 32778 - Tavares / Deer Island

Market insights

Offer Insights

Choose an offer strength

List price: $299,900
$292,500 – $299,900
97.8% – 100% of listTops out right at the list price
80% of listList price
111 of the last 220 home closings in 32778 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 12.

Sample: 220 closed home sales in 32778 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,185/mo
Principal & interest$1,564
Property taxes$243
Insurance$150
HOA$228
Down payment20% · $59,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$299,900

$181 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,658 sq ft

Time on market

12 days

Year built

2005

Monthly payment

About $2,185/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,911 annual tax bill, insurance, and the $228/mo HOA fee.

HOA fee

$228/mo

Managed by Liam Sierra - Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBHHS FLORIDA REALTYListing agent: Joanne LevyListing data from Stellar MLS, MLS# G5118276.

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