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About this home
10640 NE 27th St is a 2014-built home in Sumter Xing, Oxford. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,275 square feet of living space. Listed at $1,250,000 (about $292/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.
Set behind the gates of Sumter Crossing on 2.2 private acres, this exceptional estate has been completely updated and thoughtfully expanded to offer approximately 4,275 square feet of combined living space. The 3,315-square-foot main residence features four bedrooms and three-and-a-half bathrooms, while a newly added 960-square-foot in-law suite provides an additional bedroom, full bathroom, and complete private living quarters. Inside, soaring 12-foot ceilings in the main living areas, 10-foot bedroom ceilings, 8-foot interior doors, and new wood-look ceramic tile create an immediate sense of scale and sophistication. The open design seamlessly connects the kitchen, living room, family room, and dining area, while a dedicated office overlooks the pool.The showstopping kitchen features 42-inch cabinetry, Cambria quartz countertops, under-cabinet lighting, GE Profile appliances, an induction cooktop, built-in double oven and microwave, and an oversized walk-in pantry with a structured media panel.The thoughtfully designed split floor plan places the primary suite in its own private wing. Its spa-inspired bathroom offers a freestanding soaking tub and an oversized walk-in shower with dual showerheads. In the guest wing, two bedrooms share a Jack-and-Jill bathroom, while a third guest bedroom enjoys a private ensuite. Every bedroom includes a walk-in closet with custom shelving.The newly added in-law suite is a residence unto itself, complete with a full kitchen, living room, laundry room, spacious bedroom, walk-in closet, and full bathroom. Its direct connection to the pool area also allows the bathroom to function conveniently as a pool bath. This beautifully finished space is ideal for extended stays, multigenerational living, or a private guest retreat.Travertine flooring enhances the front porch, rear porch, and pool deck, creating a seamless indoor-outdoor experience. The saltwater pool features a Diamond Brite finish, Pentair variable-speed pump, updated filtration and chlorine-generation systems, and a color-changing LED light. A summer-kitchen area with outdoor cabinetry and Lapitec sintered-stone countertops makes poolside entertaining effortless.Major improvements include a premium Owens Corning architectural-shingle roof installed in January 2025 with a transferable Platinum Protection Warranty and a high-efficiency 20-SEER Lennox HVAC system installed in July 2025. Additional upgrades include spray-foam insulation, double-insulated Low-E tinted windows, whole-house water filtration with leak detection, water softeners for both residences, a hybrid GE water heater, wired security, and comprehensive surge protection. The home is also generator-ready with an exterior connection, panel crossover switches, and the water pump wired for generator power.The oversized three-car garage includes a Level 2 EV charging station. Low-voltage landscape lighting, illuminated driveway columns, and wiring for a future private gate complete the impressive arrival.Located just minutes from The Villages, The Villages Charter School, Publix, Walmart, Costco, Bonefish Grill, shopping, dining, medical facilities, and entertainment, this remarkable property offers the privacy and serenity of acreage living without sacrificing convenience.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,250,000
$292 per sq ft
Beds and baths
5 beds, 5 baths
Size
4,275 sq ft
Time on market
7 days
Year built
2014
Monthly payment
About $7,751/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,085 annual tax bill, insurance, and the $1,200/yr HOA fee.
HOA fee
$1,200/yr
Managed by Sumter Crossing.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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