10640 NE 27th St, photo 1
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Overview

5 bd5 ba4,275 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,200/yr
Built2014
Lot95,832 sqft
Living area4,275 sqft
Price / sqft$292
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface Counters

10640 NE 27th St is a 2014-built home in Sumter Xing, Oxford. Inside you'll find 5 bedrooms, 5 bathrooms, and 4,275 square feet of living space. Listed at $1,250,000 (about $292/sqft), 1 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,200 annually.

From the listing

Set behind the gates of Sumter Crossing on 2.2 private acres, this exceptional estate has been completely updated and thoughtfully expanded to offer approximately 4,275 square feet of combined living space. The 3,315-square-foot main residence features four bedrooms and three-and-a-half bathrooms, while a newly added 960-square-foot in-law suite provides an additional bedroom, full bathroom, and complete private living quarters. Inside, soaring 12-foot ceilings in the main living areas, 10-foot bedroom ceilings, 8-foot interior doors, and new wood-look ceramic tile create an immediate sense of scale and sophistication. The open design seamlessly connects the kitchen, living room, family room, and dining area, while a dedicated office overlooks the pool.The showstopping kitchen features 42-inch cabinetry, Cambria quartz countertops, under-cabinet lighting, GE Profile appliances, an induction cooktop, built-in double oven and microwave, and an oversized walk-in pantry with a structured media panel.The thoughtfully designed split floor plan places the primary suite in its own private wing. Its spa-inspired bathroom offers a freestanding soaking tub and an oversized walk-in shower with dual showerheads. In the guest wing, two bedrooms share a Jack-and-Jill bathroom, while a third guest bedroom enjoys a private ensuite. Every bedroom includes a walk-in closet with custom shelving.The newly added in-law suite is a residence unto itself, complete with a full kitchen, living room, laundry room, spacious bedroom, walk-in closet, and full bathroom. Its direct connection to the pool area also allows the bathroom to function conveniently as a pool bath. This beautifully finished space is ideal for extended stays, multigenerational living, or a private guest retreat.Travertine flooring enhances the front porch, rear porch, and pool deck, creating a seamless indoor-outdoor experience. The saltwater pool features a Diamond Brite finish, Pentair variable-speed pump, updated filtration and chlorine-generation systems, and a color-changing LED light. A summer-kitchen area with outdoor cabinetry and Lapitec sintered-stone countertops makes poolside entertaining effortless.Major improvements include a premium Owens Corning architectural-shingle roof installed in January 2025 with a transferable Platinum Protection Warranty and a high-efficiency 20-SEER Lennox HVAC system installed in July 2025. Additional upgrades include spray-foam insulation, double-insulated Low-E tinted windows, whole-house water filtration with leak detection, water softeners for both residences, a hybrid GE water heater, wired security, and comprehensive surge protection. The home is also generator-ready with an exterior connection, panel crossover switches, and the water pump wired for generator power.The oversized three-car garage includes a Level 2 EV charging station. Low-voltage landscape lighting, illuminated driveway columns, and wiring for a future private gate complete the impressive arrival.Located just minutes from The Villages, The Villages Charter School, Publix, Walmart, Costco, Bonefish Grill, shopping, dining, medical facilities, and entertainment, this remarkable property offers the privacy and serenity of acreage living without sacrificing convenience.

The essentials

Built
2014
Price / sqft
$292
On market
7 days
Annual tax
$6,085
HOA
$1,200/yr
Flood zone
X500 · Low risk
Lot
95,832 sqft
Type
Single Family Residence

At a glance

Single family
Built 2014
Private pool
Auto Cleaner
3 car garage
Circular Driveway
2.20 acres
Lot size
4,275 sqft
Living area

Payment

Est. monthly payment
$7,751/mo
Down payment (20%)
$250,000
Property taxes
$507/mo
HOA
$1,200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2014
Lot
95,832 sqft
Cooling
Central Air, Humidity Control
Heating
Central, Electric
Parking
Circular Driveway, Driveway, Electric Vehicle Charging Station(s), Garage Door Opener, Oversized
Pool
Auto Cleaner, Gunite, In Ground, Outside Bath Access, Salt Water, Screen Enclosure
Days on Market
7
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Walk-in Closet(s)
Window Treatments
Outdoor Kitchen
Rain Gutters
Community Mailbox
Deed Restrictions
Gated Community - No Guard
Golf Carts OK
Horses Allowed
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Ice Maker
Microwave
Range Hood
Refrigerator
Washer
Water Filtration System
Water Softener
Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$6,085
Parcel #
C24B053

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sumter Xing
County
Sumter
MLS Area
34484 - Oxford
Lot Size
95,832 sqft
ClearedLandscapedOversized LotPavedZoned for Horses
HOA
$1,200/yr
Sumter Crossing

Price history

Date
Event
Price
10/2/2026
Listed for sale
Source: Stellar MLS #G5118399
$1,250,000
$292/sqft

Neighborhood

10640 NE 27th St
Oxford, FL, 34484 · 34484 - Oxford

Market insights

Offer Insights

Choose an offer strength

List price: $1,250,000
$1.22M – $1.25M
97.5% – 100% of listTops out right at the list price
80% of listList price
27 of the last 52 home closings in 34484 landed at this number or higher (52%). The median one sat 51 days before it went under contract, and this one is on day 7.

Sample: 52 closed home sales in 34484 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,751/mo
Principal & interest$6,519
Property taxes$507
Insurance$625
HOA$100
Down payment20% · $250,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,250,000

$292 per sq ft

Beds and baths

5 beds, 5 baths

Size

4,275 sq ft

Time on market

7 days

Year built

2014

Monthly payment

About $7,751/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,085 annual tax bill, insurance, and the $1,200/yr HOA fee.

HOA fee

$1,200/yr

Managed by Sumter Crossing.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLAMINGO REAL ESTATE & MNGMTListing agent: Robbie ShoemakerListing data from Stellar MLS, MLS# G5118399.

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