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About this home
163 NW Amber CT is a 2006-built home in Cobblestone, Lake City. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,824 square feet of living space. Listed at $895,000 (about $234/sqft), 260 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $600 annually.
Tucked away at the end of a quiet, private cul-de-sac, this remarkable estate offers an exceptional blend of space, privacy, and flexibility—an increasingly rare find with ideal accommodations for multi-generational living. Situated on 4 scenic acres, with approximately half already cleared, the property provides a tranquil, park-like setting where deer are frequent visitors, creating a peaceful connection to nature right outside your door. Inside, the main residence welcomes you with soaring 12-foot ceilings, rich hardwood and tile flooring throughout, and a warm gas fireplace that anchors the living space. A premium surround-sound system with built-in acoustic panels enhances the ambiance, making the home ideal for both everyday comfort and memorable entertaining. The thoughtfully designed layout includes 3 bedrooms plus a dedicated office and 3 full bathrooms, offering flexibility for working from home, hosting guests, or supporting extended family living arrangements. The primary suite is truly one of a kind, designed as a private retreat with an impressive his-and-her configuration featuring dual sinks, two toilets, two closets, and separate entrances to an oversized walk-through shower—an uncommon luxury that elevates daily living. A key highlight of the property is its multi-generational living capability, featuring an additional living space with its own garage access—perfect for extended family, long-term guests, or private quarters for independent living while still maintaining close connection to the main home. The 3-car garage plus the additional garage/workshop space with its own half bath provides flexibility for hobbies, storage, or separate workspace needs. For RV owners or adventure seekers, the 40' x 16' RV pole barn with 50-amp service provides the convenience and capacity to accommodate larger recreational vehicles with ease. Both kitchens and all bathrooms showcase all-wood custom cabinetry paired with solid-surface countertops, delivering durability and timeless appeal. One of the property’s most impressive features is the expansive screened porch—among the largest in the county—where you can unwind beneath the shade of majestic Live Oaks while enjoying peaceful views of the surrounding acreage. Offering an ideal balance of comfort, privacy, and versatility, this distinctive property presents a rare opportunity for multi-generational living, combining independent space with the warmth of shared surroundings—allowing everyone room to breathe, grow, and truly enjoy country living at its finest.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Sample: 46 closed home sales in Lake City over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$895,000
$234 per sq ft
Beds and baths
5 beds, 5 baths
Size
3,824 sq ft
Time on market
260 days
Year built
2006
Monthly payment
About $5,518/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,224 annual tax bill, insurance, and the $600/yr HOA fee.
HOA fee
$600/yr
Managed by Cobblestone Homeowners.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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