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Overview

4 bd4 ba3,254 sqft3 car garageSingle Family
TypeSingle Family
HOA$100/yr
Built2026
Lot9,583 sqft
Living area3,254 sqft
Price / sqft$284
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
OAKMONT
Type
Single Family Residence

True monthly carry

HOA
~$8/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Cathedral Ceiling(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostat

3658 SW 120th Dr is a 2026-built home in Oakmont, Gainesville. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,254 square feet of living space. Listed at $924,051 (about $284/sqft), 247 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $100 annually.

From the listing

Under Construction. New Construction: Step into the Brooklyn, a versatile 3,234-square-foot home designed to bring comfort, style, and functionality to everyday living. This stunning two-story layout offers 4 bedrooms, 3 bathrooms, and a three-car garage, making it ideal for families who need space and flexibility. With open-concept living areas, private retreats, and plenty of room for entertaining, the Brooklyn can easily adapt to your lifestyle.

The essentials

Built
2026
Price / sqft
$284
On market
247 days
Annual tax
$2,497
HOA
$100/yr
Flood zone
X · Low risk
Lot
9,583 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
9,583 sqft lot
Lot size
3,254 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$5,497/mo
Down payment (20%)
$184,810
Property taxes
$208/mo
HOA
$100/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
9,583 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
247
Cathedral Ceiling(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Sidewalk
Sprinkler Metered
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Gas Water Heater
Microwave
Range Hood
Elementary
Lawton M. Chiles Elementary School-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$2,497
Parcel #
04427111626

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oakmont
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
9,583 sqft
HOA
$100/yr
Leland Management

Price history

Date
Event
Price
9/15/2026
Price change
Source: Stellar MLS #GC537072
$924,051-1.6%
$284/sqft
-
Price change
Source: Stellar MLS #GC537072
$939,051-1.3%
$289/sqft
2/10/2026
Listed for sale
Source: Stellar MLS #GC537072
$951,081
$292/sqft

Neighborhood

3658 SW 120th Dr
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $924,051
$920,000 – $924,051
99.5% – 100% of listTops out right at the list price
80% of listList price
125 of the last 243 home closings in 32608 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 247 after a $27,030 cut.

Sample: 243 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,497/mo
Principal & interest$4,819
Property taxes$208
Insurance$462
HOA$8
Down payment20% · $184,810
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$924,051

$284 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,254 sq ft

Time on market

247 days

Year built

2026

Monthly payment

About $5,497/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,497 annual tax bill, insurance, and the $100/yr HOA fee.

HOA fee

$100/yr

Managed by Leland Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byICI SELECT REALTYListing agent: Ali KargarListing data from Stellar MLS, MLS# GC537072.

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