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Overview

2 bd2 ba1,038 sqftCondominium
TypeCondominium
Condo dues$410/mo
Built2005
Living area1,038 sqft
Price / sqft$178

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorSplit BedroomThermostatWalk-in Closet(s)Window Treatments

2227 NW 16th Ter is a 2005-built home in Charleston Place, Gainesville. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,038 square feet of living space. Listed at $185,000 (about $178/sqft), 139 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. Condo dues run $410 monthly.

From the listing

Seller to pay 6 months HOA dues with acceptable offer. Affordable luxury in a prime Gainesville location! This move-in ready 2-bedroom, 2-bath second-floor condo is conveniently located less than 2 miles from the University of Florida and UF Health Shands Hospital, with easy access to shopping, dining, fitness centers, parks, and public transportation. The well-designed floor plan features soaring 9-foot ceilings, abundant natural light, luxury vinyl plank flooring throughout, and an open-concept living and dining area ideal for everyday living and entertaining. The spacious kitchen offers ample cabinet space, a breakfast bar, and a dedicated dining area. Both bedrooms feature large walk-in closets and private en-suite bathrooms, creating a functional split-bedroom layout. The primary suite includes an upgraded custom closet system, while a separate laundry room provides additional storage and convenience. Enjoy your morning coffee or unwind in the evening on the screened-in balcony overlooking the community grounds. Additional improvements include all windows replaced, luxury vinyl plank flooring, newer kitchen appliances including a refrigerator, convection range/oven, and dishwasher, and a new roof completed in January 2025. A private, lockable exterior storage room located just outside the front door provides the perfect space for bicycles, outdoor gear, and additional belongings. Community amenities include a swimming pool, outdoor grilling areas, shaded gathering spaces, and professionally maintained grounds. The HOA covers key exterior maintenance and community amenities, providing convenience and peace of mind. Located just minutes from UF, UF Health Shands Hospital, Alfred A. Ring Park, shopping, restaurants, and everyday conveniences, this property offers an exceptional combination of comfort, updates, and location. Whether you're seeking a primary residence, a second home, or an investment opportunity, this well-maintained condo is ready for its next owner. Competitively priced to reflect current market conditions, this is an opportunity you won't want to miss.

The essentials

Built
2005
Price / sqft
$178
On market
139 days
Annual tax
$1,710
Condo dues
$410/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
3 stories · 2005
Community pool
Shared amenity
Private balcony
Outdoor space
1,038 sqft
Living area

Payment

Est. monthly payment
$1,610/mo
Down payment (20%)
$37,000
Property taxes
$142/mo
Condo dues
$410/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
Common, Open
Days on Market
139
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Rain Gutters
Sidewalk
Storage
Community Mailbox
Deed Restrictions
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Myra Terwilliger Elementary School-AL
Middle
Kanapaha Middle School-AL
High
F. W. Buchholz High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,710
Parcel #
09009-010-227

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Charleston Place
County
Alachua
MLS Area
32605 - Gainesville
Lot Size
-
Condo dues
$410/mo
Charleston Place Condo Association

Price history

Date
Event
Price
6/12/2026
Price change
Source: Stellar MLS #GC540485
$185,000-3.6%
$178/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #GC540485
$192,000
$185/sqft

Neighborhood

2227 NW 16th Ter
Gainesville, FL, 32605 · 32605 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $185,000
$185,000
99.5% – 100% of listTops out right at the list price
80% of listList price
23 of the last 32 condo closings in 32605 landed at this number or higher (72%). The median one sat 27 days before it went under contract, and this one is on day 139 after a $7,000 cut.

Sample: 32 closed condo sales in 32605 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,610/mo
Principal & interest$965
Property taxes$142
Insurance$93
HOA$410
Down payment20% · $37,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$185,000

$178 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,038 sq ft

Time on market

139 days

Year built

2005

Monthly payment

About $1,610/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,710 annual tax bill, insurance, and $410/mo in condo dues.

Condo dues

$410/mo

Managed by Charleston Place Condo Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byFIRST CHOICE REALTY OF NORTH FLORIDA LLCListing agent: Dawn JohnsonListing data from Stellar MLS, MLS# GC540485.

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