148 Lake Shore Ter, photo 1
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Overview

2 bd1 ba936 sqftSingle Family
TypeSingle Family
HOA$50/yr
Built1964
Lot29,185 sqft
Living area936 sqft
Price / sqft$255

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Primary Bedroom Main FloorClubhouseDeed RestrictionsGolf Carts OKDryerElectric Water HeaterRangeRefrigerator

148 Lake Shore Ter is a 1964-built home in Grandin Lake Shores, Interlachen. Inside you'll find 2 bedrooms, 1 bathrooms, and 936 square feet of living space. Listed at $239,000 (about $255/sqft), 97 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $50 annually.

From the listing

Are you looking for a cute and cozy lakefront cottage? This may be the perfect home for you! This 2 bedroom, 1 bathroom house sits on a grassy and scenic 0.67 acre lot on beautiful Grandin Lake. This large clear water lake is great for fishing, boating, tubing, kayaking, and paddleboarding. You will love spending time on the water and relaxing at the lake. This 1964 cottage features a screened-in back patio as well as an open front porch which can be used as a 1 car carport. There is also an outbuilding which houses the laundry hookups, well equipment, and extra space for storage. Inside, you will find two spacious bedrooms, large living room, and a practical layout. The home has been well maintained, and notable recent upgrades include a new septic tank and drainfield installed in 2022, as well as new electrical panels installed in 2023. This home also has a durable metal roof. The neighborhood offers a private boat ramp, and a private swim area for resident's use, as well as a clubhouse which can be rented for events. This would be an ideal primary residence, weekend home, or you could even use it as a vacation rental. This property is priced below a recent appraisal, so that you can make it your own and have instant equity! Call your agent for a showing of this adorable lakefront home!

The essentials

Built
1964
Price / sqft
$255
On market
97 days
Annual tax
$2,219
HOA
$50/yr
Flood zone
X · Low risk
Lot
29,185 sqft
Type
Single Family Residence

At a glance

Single family
Built 1964
Waterfront
Lake Front
0.67 acres
Lot size
936 sqft
Living area

Payment

Est. monthly payment
$1,554/mo
Down payment (20%)
$47,800
Property taxes
$185/mo
HOA
$50/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1964
Lot
29,185 sqft
Cooling
Wall/Window Unit(s)
Heating
Space Heater
Parking
-
Waterfront
Lake Front
Days on Market
97
Primary Bedroom Main Floor
Clubhouse
Deed Restrictions
Golf Carts OK
Dryer
Electric Water Heater
Range
Refrigerator
Washer
Water Softener
Flood Zone X
Annual Tax (2025)
$2,219
Parcel #
34-09-24-3252-0000-3900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Grandin Lake Shores
County
Putnam
MLS Area
32148 - Interlachen
Lot Size
29,185 sqft
Cleared
HOA
$50/yr

Price history

Date
Event
Price
8/11/2026
Price change
Source: Stellar MLS #GC541792
$239,000-4.4%
$255/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #GC541792
$250,000
$267/sqft

Neighborhood

148 Lake Shore Ter
Interlachen, FL, 32148 · 32148 - Interlachen

Market insights

Offer Insights

Choose an offer strength

List price: $239,000
$220,000 – $239,000
92.3% – 100% of listTops out right at the list price
80% of listList price
18 of the last 35 home closings in 32148 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 97 after a $11,000 cut.

Sample: 35 closed home sales in 32148 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,555/mo
Principal & interest$1,246
Property taxes$185
Insurance$120
HOA$4
Down payment20% · $47,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,000

$255 per sq ft

Beds and baths

2 beds, 1 baths

Size

936 sq ft

Time on market

97 days

Year built

1964

Monthly payment

About $1,554/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,219 annual tax bill, insurance, and the $50/yr HOA fee.

HOA fee

$50/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byGARRETT REALTYListing agent: Erin GregoireListing data from Stellar MLS, MLS# GC541792.

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