4431 SW 21st Ln, photo 1
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Overview

2 bd2 ba1,208 sqftTownhouse
TypeTownhouse
HOA$89/mo
Built1985
Lot1,307 sqft
Living area1,208 sqft
Price / sqft$165

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboPrimarybedroom UpstairsSolid Wood CabinetsPrivate YardSidewalkSliding Doors

4431 SW 21st Ln is a 1985-built home in Marchwood, Gainesville. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,208 square feet of living space. Listed at $199,900 (about $165/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $89 monthly.

From the listing

Located in the desirable Marchwood Community, this move-in-ready 2BR/2BA townhome offers an unbeatable location in the heart of Gainesville, just minutes from premier shopping, dining, entertainment, I-75, North Florida Regional Medical Center, UF Health Shands Hospital, and the University of Florida. The open floor plan features vaulted ceilings in the living and dining areas, a skylight over the staircase, and a kitchen that overlooks the main living space. The private second-floor primary suite includes a full bath and additional storage. Enjoy a fully fenced backyard with a deck, perfect for relaxing or entertaining. Recent updates include a new roof (2022), new light fixtures throughout, brand-new ceiling fans in both bedrooms, a fully fenced backyard, and custom stairwell shelving (2026). Community amenities include a pool and low HOA fees. Two assigned parking spaces plus guest parking. This charming townhome is ready for its next owner!

The essentials

Built
1985
Price / sqft
$165
On market
98 days
Annual tax
$2,622
HOA
$89/mo
Flood zone
X · Low risk
Lot
1,307 sqft
Type
Townhouse

At a glance

Townhouse
Built 1985
1,307 sqft lot
Lot size
1,208 sqft
Living area

Payment

Est. monthly payment
$1,450/mo
Down payment (20%)
$39,980
Property taxes
$219/mo
HOA
$89/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1985
Lot
1,307 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
-
Days on Market
98
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Primarybedroom Upstairs
Solid Wood Cabinets
Private Yard
Sidewalk
Sliding Doors
Community Mailbox
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,622
Parcel #
06686-041-000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Marchwood
County
Alachua
MLS Area
32607 - Gainesville
Lot Size
1,307 sqft
HOA
$89/mo
Marchwood Homeowners Association

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #GC541890
$199,900-4.6%
$165/sqft
7/10/2026
Listed for sale
Source: Stellar MLS #GC541890
$209,500
$173/sqft

Neighborhood

4431 SW 21st Ln
Gainesville, FL, 32607 · 32607 - Gainesville

Market insights

Offer Insights

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List price: $199,900
$199,900
99.5% – 100% of listTops out right at the list price
80% of listList price
30 of the last 46 townhouse or villa closings in 32607 landed at this number or higher (65%). The median one sat 62 days before it went under contract, and this one is on day 98 after a $9,600 cut.

Sample: 46 closed townhouse or villa sales in 32607 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,450/mo
Principal & interest$1,043
Property taxes$219
Insurance$100
HOA$89
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

$165 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,208 sq ft

Time on market

98 days

Year built

1985

Monthly payment

About $1,450/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,622 annual tax bill, insurance, and the $89/mo HOA fee.

HOA fee

$89/mo

Managed by Marchwood Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBHGRE THOMAS GROUPListing agent: Iryn Johnson GambleListing data from Stellar MLS, MLS# GC541890.

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