7725 SW 87th Ter, photo 1
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Overview

3 bd2 ba1,510 sqft2 car garageSingle Family
TypeSingle Family
HOA$44.33/mo
Built2009
Lot6,970 sqft
Living area1,510 sqft
Price / sqft$234
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

7725 SW 87th Ter is a 2009-built home in Willow Oak Plantation, Gainesville. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,510 square feet of living space. Listed at $354,000 (about $234/sqft), 70 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $44.33 monthly.

From the listing

New roof to be installed prior to closing with an acceptable offer! Welcome to Willow Oak Plantation, where this beautifully maintained 3-bedroom, 2-bath home sits on a desirable corner lot and features a bright, open layout designed for everyday living. A beautiful, tiled 200-square-foot Florida room overlooks the fenced backyard, providing the perfect space to relax, entertain, or enjoy your morning coffee year-round. The spacious living and dining areas flow seamlessly into the kitchen, complete with granite countertops, a breakfast bar, and plenty of cabinet and counter space—perfect for gathering with family and friends. The split-bedroom floor plan provides privacy, while the screened front entry creates a warm and inviting welcome. Conveniently located just minutes from shopping, restaurants, UF, Shands, and North Florida Regional, residents also enjoy access to the community pool and neighborhood green space. Additional features include a home alarm system and a radon mitigation system for added peace of mind.

The essentials

Built
2009
Price / sqft
$234
On market
70 days
Annual tax
$6,281
HOA
$44.33/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 2009
Community pool
Shared amenity
2 car garage
Driveway
6,970 sqft lot
Lot size
1,510 sqft
Living area

Payment

Est. monthly payment
$2,591/mo
Down payment (20%)
$70,800
Property taxes
$523/mo
HOA
$44.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway
Days on Market
70
Ceiling Fans(s)
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Deed Restrictions
Pool
Sidewalks
Dishwasher
Range
Refrigerator
Elementary
Kimball Wiles Elementary School-AL
Middle
Kanapaha Middle School-AL
High
Gainesville High School-AL

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$6,281
Parcel #
07098-001-127

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Willow Oak Plantation
County
Alachua
MLS Area
32608 - Gainesville
Lot Size
6,970 sqft
Corner LotCity LimitsLandscapedSidewalkPaved
HOA
$44.33/mo
Vesta Property Services/Stephanie Judd

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #GC542306
$354,000-1.7%
$234/sqft
8/1/2026
Listed for sale
Source: Stellar MLS #GC542306
$359,999
$238/sqft

Neighborhood

7725 SW 87th Ter
Gainesville, FL, 32608 · 32608 - Gainesville

Market insights

Offer Insights

Choose an offer strength

List price: $354,000
$352,500 – $354,000
99.5% – 100% of listTops out right at the list price
80% of listList price
124 of the last 239 home closings in 32608 landed at this number or higher (52%). The median one sat 28 days before it went under contract, and this one is on day 70 after a $5,999 cut.

Sample: 239 closed home sales in 32608 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,591/mo
Principal & interest$1,846
Property taxes$523
Insurance$177
HOA$44
Down payment20% · $70,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$354,000

$234 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,510 sq ft

Time on market

70 days

Year built

2009

Monthly payment

About $2,591/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,281 annual tax bill, insurance, and the $44.33/mo HOA fee.

HOA fee

$44.33/mo

Managed by Vesta Property Services/Stephanie Judd.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byENGEL & VOLKERS GAINESVILLEListing agent: Lisa KingListing data from Stellar MLS, MLS# GC542306.

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