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Overview

2 bd1 ba672 sqftMobile Home
TypeMobile Home
HOANone listed
Built1973
Lot18,731 sqft
Living area672 sqft
Price / sqft$208

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboAwning(s)DryerRangeRefrigeratorWasher

170 E Cowpen Lake Point Rd is a 1973-built home in Rural, Hawthorne. Inside you'll find 2 bedrooms, 1 bathrooms, and 672 square feet of living space. Listed at $139,900 (about $208/sqft), 57 days on market. Flood zone A, X - confirm flood insurance requirements with your lender.

From the listing

Looking for a peaceful lakefront escape where you can slow down and enjoy the beauty of North Florida? Welcome to this charming retreat situated on a .43-acre lot along Cowpen Lake in Hawthorne. Conveniently located just off SR 20, it's approximately 30 minutes from Gainesville, 20 minutes from Palatka, and about an hour from Jacksonville. This single-wide home offers an easygoing, comfortable setting that's well suited for weekend getaways, a fishing retreat, investment property, or your own place at the lake. One of the highlights is the screened back porch—a perfect spot for rocking chairs, morning coffee, and relaxing while taking in peaceful views of the water. With lakefront access just outside your backdoor, spend your days fishing, watching wildlife, or simply enjoying the quiet surroundings. The property provides easy-to-maintain outdoor space and includes a covered carport and a storage/utility shed. A new septic system was installed in summer 2026 and can accommodate a future larger home. Whether you're searching for an affordable lakefront getaway, a place you can personalize over time, or an investment opportunity in North Florida, this property offers plenty of possibilities. Come discover your own little piece of lake life!

The essentials

Built
1973
Price / sqft
$208
On market
57 days
Annual tax
$1,618
Flood zone
A, X
Lot
18,731 sqft
Type
Mobile Home

At a glance

Manufactured home
Built 1973
Waterfront
Lake Front
0.43 acres
Lot size
672 sqft
Living area

Payment

Est. monthly payment
$935/mo
Down payment (20%)
$27,980
Property taxes
$135/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Mobile Home
Year Built
1973
Lot
18,731 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
57
Living Room/Dining Room Combo
Awning(s)
Dryer
Range
Refrigerator
Washer
Flood Zone A, X
Annual Tax (2025)
$1,618
Parcel #
21-10-23-0000-0200-0130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Rural
County
Putnam
MLS Area
32640 - Hawthorne
Lot Size
18,731 sqft

Price history

Date
Event
Price
8/15/2026
Listed for sale
Source: Stellar MLS #GC542767
$139,900
$208/sqft

Neighborhood

170 E Cowpen Lake Point Rd
Hawthorne, FL, 32640 · 32640 - Hawthorne

Market insights

Offer Insights

Choose an offer strength

List price: $139,900
$137,000 – $139,900
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 77 home closings in 32640 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 57.

Sample: 77 closed home sales in 32640 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$934/mo
Principal & interest$730
Property taxes$135
Insurance$70
Down payment20% · $27,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,900

$208 per sq ft

Beds and baths

2 beds, 1 baths

Size

672 sq ft

Time on market

57 days

Year built

1973

Monthly payment

About $935/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,618 annual tax bill, insurance.

Flood zone

Zone A, X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byREMAX SELECT PARTNERSListing agent: Danette DragesetListing data from Stellar MLS, MLS# GC542767.

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