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About this home
170 E Cowpen Lake Point Rd is a 1973-built home in Rural, Hawthorne. Inside you'll find 2 bedrooms, 1 bathrooms, and 672 square feet of living space. Listed at $139,900 (about $208/sqft), 57 days on market. Flood zone A, X - confirm flood insurance requirements with your lender.
Looking for a peaceful lakefront escape where you can slow down and enjoy the beauty of North Florida? Welcome to this charming retreat situated on a .43-acre lot along Cowpen Lake in Hawthorne. Conveniently located just off SR 20, it's approximately 30 minutes from Gainesville, 20 minutes from Palatka, and about an hour from Jacksonville. This single-wide home offers an easygoing, comfortable setting that's well suited for weekend getaways, a fishing retreat, investment property, or your own place at the lake. One of the highlights is the screened back porch—a perfect spot for rocking chairs, morning coffee, and relaxing while taking in peaceful views of the water. With lakefront access just outside your backdoor, spend your days fishing, watching wildlife, or simply enjoying the quiet surroundings. The property provides easy-to-maintain outdoor space and includes a covered carport and a storage/utility shed. A new septic system was installed in summer 2026 and can accommodate a future larger home. Whether you're searching for an affordable lakefront getaway, a place you can personalize over time, or an investment opportunity in North Florida, this property offers plenty of possibilities. Come discover your own little piece of lake life!
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$139,900
$208 per sq ft
Beds and baths
2 beds, 1 baths
Size
672 sq ft
Time on market
57 days
Year built
1973
Monthly payment
About $935/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,618 annual tax bill, insurance.
Flood zone
Zone A, X
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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