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Overview

4 bd3 ba2,458 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1998
Lot871,200 sqft
Living area2,458 sqft
Price / sqft$488
Garage2 car

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About this home

High CeilingsOpen FloorplanTray Ceiling(s)LightingPrivate EntrancePrivate YardConvection OvenDishwasher

5309 NW 15th St is a 1998-built home in N/A, Bell. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,458 square feet of living space. Listed at $1,200,000 (about $488/sqft), 35 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Country living at its finest! 4-bedroom, 3-bathroom pool home on 20 acres for sale. Welcome to your own private country retreat in Bell, Florida, offering an exceptional combination of acreage, agricultural infrastructure, recreation, and comfortable country living. Situated on 20 fenced and cross-fenced acres, this property is well suited for horses, cattle, farming, recreation, or simply enjoying the privacy and space that comes with owning a large piece of Old Florida countryside. Within 5 minutes from the Suwannee River and 15 minutes from the crystal-clear Santa Fe River, with numerous public springs and boat ramps nearby, this property offers outstanding access to some of North Central Florida’s most sought-after outdoor opportunities. This spacious home offers 2,458 heated and cooled square feet and 3,130 total square feet under roof, with an open layout designed for everyday living or entertaining family and friends. The interior features generous living spaces, a dedicated office, and a finished back sunroom. The sunroom leads directly outside to the screened-in pool area, creating an ideal flow between the indoor and outdoor living spaces. Whether you are relaxing with family, entertaining guests, or enjoying a quiet evening overlooking the property, this home is ideal for a peaceful rural lifestyle. Step outside, and the property truly shines. A new saltwater pool installed in 2022 offers the perfect place to cool off and unwind, with a gas heater allowing for comfortable swimming beyond the warmest months. Just beyond the home is a stocked pond with a gazebo, providing a peaceful setting to enjoy the outdoors. The pond is stocked with bass, bream, and catfish, adding both recreational value and another scenic feature to the property. The acreage has been thoughtfully designed with agricultural and livestock use in mind. The entire property is fenced and cross-fenced, with water lines running the full property to provide convenient access for watering horses or cattle. The property also features established organic grass fields, providing a versatile setup for livestock and agricultural purposes. A large barn adds significant utility and storage, offering space for boats, vehicles, tractor parking, designated workshops, and RV parking. There is ample room for storage and projects making this property especially appealing to buyers looking for more than just a home. The home also has numerous important updates, including a new septic system in 2021, new windows in 2022, a new saltwater pool in 2022, new well pipes in 2025, and a roof installed in 2017. Fiber internet is connected by CFE, providing high-speed Wi-Fi and allowing you to work from home or stay connected while enjoying the privacy of the countryside. Whether you are looking for a private homestead, working farm, equestrian property, or simply a place to enjoy the best of the North Central Florida lifestyle, this property offers the space and infrastructure to make it your own, with 20 fenced acres, a thoughtfully designed home, screened-in saltwater pool, stocked pond and gazebo, irrigation, and a substantial barn with workshop space, equipment storage, and RV parking. This property was designed to maximize the space, privacy, and freedom that come with the country Florida lifestyle. This is a rare opportunity where the possibilities are as wide open as the property itself. Come experience this lifestyle for yourself, call for your own exclusive private tour today!

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The essentials

Built
1998
Price / sqft
$488
On market
35 days
Annual tax
$5,483
Flood zone
X · Low risk
Lot
871,200 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
Private pool
Heated
2 car garage
Boat
20.00 acres
Lot size
2,458 sqft
Living area

Payment

Est. monthly payment
$7,315/mo
Down payment (20%)
$240,000
Property taxes
$457/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
871,200 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
Boat, Garage Door Opener, Garage Faces Side, Open, RV Carport, RV Access/Parking
Pool
Heated, In Ground, Lighting, Salt Water, Screen Enclosure
Days on Market
35
High Ceilings
Open Floorplan
Tray Ceiling(s)
Lighting
Private Entrance
Private Yard
Convection Oven
Dishwasher
Refrigerator
Elementary
Bell Elementary School-GC
Middle
Bell High School-GC
High
Trenton High School-GC

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,483
Parcel #
27-08-14-0000-0008-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
N/A
County
Gilchrist
MLS Area
32619 - Bell
Lot Size
871,200 sqft
Farm

Price history

Date
Event
Price
9/10/2026
Listed for sale
Source: Stellar MLS #GC543388
$1,200,000
$488/sqft

Neighborhood

5309 NW 15th St
Bell, FL, 32619 · 32619 - Bell

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.14M – $1.20M
95.2% – 100% of listTops out right at the list price
80% of listList price
16 of the last 30 home closings in 32619 landed at this number or higher (53%). The median one sat 31 days before it went under contract, and this one is on day 35.

Sample: 30 closed home sales in 32619 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$7,315/mo
Principal & interest$6,258
Property taxes$457
Insurance$600
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$488 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,458 sq ft

Time on market

35 days

Year built

1998

Monthly payment

About $7,315/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,483 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byUNITED COUNTRY SMITH & ASSOCIATES - NEWBERRYListing agent: Jaidon LovettListing data from Stellar MLS, MLS# GC543388.

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