1886 State Road 20, photo 1
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Overview

4 bd3 ba3,120 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1994
Lot133,729 sqft
Living area3,120 sqft
Price / sqft$176
Garage3 car

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About this home

1886 State Road 20 is a 1994-built home in Metes & Bounds, Hawthorne. Inside you'll find 4 bedrooms, 3 bathrooms, and 3,120 square feet of living space. Listed at $549,999 (about $176/sqft), 181 days on market.

From the listing

Experience peaceful country living just steps from Cowpen Lake. This solid concrete block residence is set on 2.4 private acres with no HOA restrictions, offering over 3,000 square feet of comfortable living space. Over $120,000 in recent upgrades provide peace of mind, including a new metal roof, gutters, interior and exterior paint, modern lighting, and a 30x40 metal workshop/garage equipped with 240-volt power--ideal for projects, storage, or recreational use. Inside, the home features expansive living areas highlighted by wood-look tile flooring and a striking stone-accented entryway. The spacious primary suite boasts elevated ceilings and a luxurious bath complete with a jetted tub, marble walk-in shower, dual vanities, and a generous walk-in closet. The kitchen is designed for both function and entertaining, featuring custom cabinetry, stainless steel appliances, triple ovens, a vent hood, and a large center island. Additional updates include a newer septic system, upgraded well.

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The essentials

Built
1994
Price / sqft
$176
On market
181 days
Annual tax
$6,556
Lot
133,729 sqft
Type
Single Family Residence

At a glance

Single family
Built 1994
Private pool
3 car garage
3.07 acres
Lot size
3,120 sqft
Living area

Payment

Est. monthly payment
$3,689/mo
Down payment (20%)
$110,000
Property taxes
$546/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1994
Lot
133,729 sqft
Cooling
-
Heating
-
Parking
-
Pool
Yes
Days on Market
181
Annual Tax (2025)
$6,556

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Metes & Bounds
County
Putnam
Lot Size
133,729 sqft

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #J1000950
$549,999-1.8%
$176/sqft
4/17/2026
Listed for sale
Source: Stellar MLS #J1000950
$559,999
$179/sqft

Neighborhood

1886 State Road 20
Hawthorne, FL, 32640

Market insights

Offer Insights

Choose an offer strength

List price: $549,999
$540,000 – $549,999
98.2% – 100% of listTops out right at the list price
80% of listList price
39 of the last 77 home closings in 32640 landed at this number or higher (51%). The median one sat 33 days before it went under contract, and this one is on day 181 after a $10,000 cut.

Sample: 77 closed home sales in 32640 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,690/mo
Principal & interest$2,868
Property taxes$546
Insurance$275
Down payment20% · $110,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,999

$176 per sq ft

Beds and baths

4 beds, 3 baths

Size

3,120 sq ft

Time on market

181 days

Year built

1994

Monthly payment

About $3,689/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,556 annual tax bill, insurance.

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Brokered bySTELLAR NON-MEMBER OFFICEListing agent: Non-Member AgentListing data from Stellar MLS, MLS# J1000950.

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