532 SW 38th Trce, photo 1
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Overview

0 baLand
TypeLand
HOA$1,017/qtr
Lot2,962 sqft

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Golf Carts OK

532 SW 38th Trce is a home in Silver Palms Rv Village Ph 1, Okeechobee. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,017 quarterly.

From the listing

Enjoy resort-style living at the highly desirable Silver Palms 5-Star RV Resort, offering endless activities and a true getaway atmosphere. This well-maintained lot features a paver driveway, sprinkler system, and hardwired landscape lighting, creating a polished and welcoming outdoor space. Relax or entertain under the 12x16 tiki hut with electric. The property also includes a 12x16 shed with A/C and a bathroom, furnished with a sleeper sofa and coffee table—ideal for guest space, hobby room, or additional storage. Perfect for bringing your own RV and customizing your setup while enjoying an already upgraded lot. Excellent opportunity for seasonal or full-time RV living in Okeechobee. Resort amenities include clubhouse, fitness center, pickleball, shuffleboard, basketball court, spa/hot tub, laundry facilities, park, recreation facilities, gated entry, and storage. HOA covers water, sewer, trash, and lawn care. Optional purchase: Seller may consider selling the RV and customized lifted gas golf cart separately for an easy, turnkey transition.

The essentials

On market
252 days
Annual tax
$1,980
HOA
$1,017/qtr
Flood zone
X500 · Low risk
Lot
2,962 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,299/mo
Down payment (20%)
$27,800
Property taxes
$165/mo
HOA
$1,017/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
2,962 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
252
Golf Carts OK
Flood Zone X500
Annual Tax (2025)
$1,980
Parcel #
R1-33-37-35-0040-00000-1140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Palms Rv Village Ph 1
County
Okeechobee
MLS Area
34974 - Okeechobee
Lot Size
2,962 sqft
HOA
$1,017/qtr
Phil Dore

Price history

Date
Event
Price
8/20/2026
Price change
Source: Stellar MLS #K4903264
$139,000-16.7%
-
Price change
Source: Stellar MLS #K4903264
$166,900-7.2%
2/3/2026
Listed for sale
Source: Stellar MLS #K4903264
$179,900

Neighborhood

532 SW 38th Trce
Okeechobee, FL, 34974 · 34974 - Okeechobee

Calculator

Est. monthly payment
$1,298/mo
Principal & interest$725
Property taxes$165
Insurance$70
HOA$339
Down payment20% · $27,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$139,000

Time on market

252 days

Monthly payment

About $1,299/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,980 annual tax bill, insurance, and the $1,017/qtr HOA fee.

HOA fee

$1,017/qtr

Managed by Phil Dore.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byAMERICAN REALTY OF PSL LLCListing agent: Daniel CastanedaListing data from Stellar MLS, MLS# K4903264.

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