519 Thomas Ave, photo 1
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Overview

2 bd2 ba1,066 sqftSingle Family
TypeSingle Family
HOA$25/yr
Built1974
Lot8,999 sqft
Living area1,066 sqft
Price / sqft$178

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Window TreatmentsFire PitDryerElectric Water HeaterMicrowaveRangeRefrigerator

519 Thomas Ave is a 1974-built home in Not IN Subdivision, Frostproof. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,066 square feet of living space. Listed at $190,000 (about $178/sqft), 80 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $25 annually.

From the listing

Welcome to this charming 2-bedroom, 2-bath concrete block home located in the established Sun Ray Subdivision of Frostproof. This well-maintained home features a covered carport, a functional floor plan, and low-maintenance block construction. Interior has been freshened up with new paint through out and updated flooring throughout. Rear Florida Room is enclosed and has a nice wall a/c unit. Could become a 3rd bedroom. Laundry room is spacious with new Front load washer and dryer units. Has a 3/4 shower, vanity and commode with a brand new hot water heater. Conveniently situated just minutes from US Highway 27, you'll enjoy easy access to shopping, schools, restaurants, and nearby Central Florida attractions while still appreciating the small-town atmosphere Frostproof has to offer. Whether you're looking for a starter home, seasonal residence, or investment property, this home offers an excellent opportunity at an affordable price.

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The essentials

Built
1974
Price / sqft
$178
On market
80 days
Annual tax
$1,130
HOA
$25/yr
Flood zone
X · Low risk
Lot
8,999 sqft
Type
Single Family Residence

At a glance

Single family
Built 1974
8,999 sqft lot
Lot size
1,066 sqft
Living area

Payment

Est. monthly payment
$1,182/mo
Down payment (20%)
$38,000
Property taxes
$94/mo
HOA
$25/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1974
Lot
8,999 sqft
Cooling
Central Air
Heating
Central, Ductless
Parking
Driveway, Ground Level
Days on Market
80
Ceiling Fans(s)
Window Treatments
Fire Pit
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Frostproof Elem
Middle
Frostproof Middle Se
High
Frostproof Middle - Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,130
Parcel #
28-32-18-000000-031390

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Not IN Subdivision
County
Polk
MLS Area
33843 - Frostproof
Lot Size
8,999 sqft
In CountyPaved
HOA
$25/yr

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #K4903658
$190,000-2.6%
$178/sqft
-
Price change
Source: Stellar MLS #K4903658
$195,000-7.1%
$183/sqft
7/22/2026
Listed for sale
Source: Stellar MLS #K4903658
$210,000
$197/sqft

Neighborhood

519 Thomas Ave
Frostproof, FL, 33843 · 33843 - Frostproof

Market insights

Offer Insights

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List price: $190,000
$185,000 – $190,000
98% – 100% of listTops out right at the list price
80% of listList price
32 of the last 63 home closings in 33843 landed at this number or higher (51%). The median one sat 41 days before it went under contract, and this one is on day 80 after a $20,000 cut.

Sample: 63 closed home sales in 33843 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,182/mo
Principal & interest$991
Property taxes$94
Insurance$95
HOA$2
Down payment20% · $38,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$190,000

$178 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,066 sq ft

Time on market

80 days

Year built

1974

Monthly payment

About $1,182/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,130 annual tax bill, insurance, and the $25/yr HOA fee.

HOA fee

$25/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byKEYSTONE REALTYListing agent: Michelle HuttoListing data from Stellar MLS, MLS# K4903658.

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