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Overview

3 bd2 ba1,344 sqftManufactured Home
TypeManufactured Home
HOA$734/qtr
Built2006
Lot4,517 sqft
Living area1,344 sqft
Price / sqft$134

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanAwning(s)Rain GuttersDog ParkGolf Carts OKDryerRange

54 Saddlebag Trl is a 2006-built home in Saddlebag Lake, Lake Wales. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,344 square feet of living space. Listed at $180,000 (about $134/sqft), 1 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $734 quarterly.

From the listing

Rare Find! Turnkey 3BR/2BA manufactured home in the 55+ community of Saddlebag Lake Resort, where YOU OWN THE LAND! Step inside to a completely stress-free transition; this home comes fully furnished and turn-key. The large kitchen has plenty of cabinets and counter space, with a built-in desk and adjacent dining area. The owners suite has a large walk-in closet and ensuite bathroom, with an easy step-up tub and shower combo. Your visiting family members will be comfortable on the other side of the home in either of the two guest bedrooms, and their own bathroom. The thoughtful layout is designed for both relaxation and entertaining, highlighted by a spectacular, full-width family room spanning the entire back of the home. This expansive bonus space is bathed in natural light and provides the perfect backdrop for hosting guests or just unwinding. Privacy is paramount here, as the property features no rear neighbors, giving you a quiet, serene retreat. The exterior is engineered for pure relaxation - the entire yard is beautifully stoned for maximum curb appeal with absolute minimum maintenance. When you can pull yourself away from the home to check out the amenities, you'll find so much to do you'll feel like you're on vacation every day! Enjoy a swim in the crystal clear pool, relax in the hot tub, play a game of tennis or pickle ball, or practice your swing at the driving range. Of course you may want to spend your days boating and fishing in Saddlebag Lake, working out in the fitness center, or playing a friendly game of pool in the rec room. The low quarterly HOA dues covers it all, plus your water, sewer and trash pick-up. The resort is pet friendly - your fur babies will love it here while running around at the dog park! There's a post office onsite so you won't even have to leave the resort to get your mail. Perfect for year-round living or a winter getaway, you'll be living the dream. Call now to schedule a tour before this gem is gone!

The essentials

Built
2006
Price / sqft
$134
On market
24 days
Annual tax
$2,138
HOA
$734/qtr
Flood zone
AE
Lot
4,517 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2006
4,517 sqft lot
Lot size
1,344 sqft
Living area

Payment

Est. monthly payment
$1,452/mo
Down payment (20%)
$36,000
Property taxes
$178/mo
HOA
$734/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2006
Lot
4,517 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
24
Ceiling Fans(s)
Open Floorplan
Awning(s)
Rain Gutters
Dog Park
Golf Carts OK
Dryer
Range
Refrigerator
Washer
Flood Zone AE
Annual Tax (2025)
$2,138
Parcel #
28-30-01-939010-004070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saddlebag Lake
County
Polk
MLS Area
33898 - Lake Wales
Lot Size
4,517 sqft
In County
HOA
$734/qtr
Tanisha Schroeder

Price history

Date
Event
Price
9/16/2026
Listed for sale
Source: Stellar MLS #K4903794
$180,000
$134/sqft

Neighborhood

54 Saddlebag Trl
Lake Wales, FL, 33898 · 33898 - Lake Wales

Market insights

Offer Insights

Choose an offer strength

List price: $180,000
$177,500 – $180,000
98.6% – 100% of listTops out right at the list price
80% of listList price
67 of the last 133 home closings in 33898 landed at this number or higher (50%). The median one sat 75 days before it went under contract, and this one is on day 24.

Sample: 133 closed home sales in 33898 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,452/mo
Principal & interest$939
Property taxes$178
Insurance$90
HOA$245
Down payment20% · $36,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$180,000

$134 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,344 sq ft

Time on market

24 days

Year built

2006

Monthly payment

About $1,452/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,138 annual tax bill, insurance, and the $734/qtr HOA fee.

HOA fee

$734/qtr

Managed by Tanisha Schroeder.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byBENDER REALTY, LLCListing agent: Kris BenderListing data from Stellar MLS, MLS# K4903794.

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