814 Oak Rd, photo 1
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Overview

2 bd3 ba1,360 sqft1 car garageSingle Family
TypeSingle Family
HOA$148/yr
Built1988
Lot19,166 sqft
Living area1,360 sqft
Price / sqft$184
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)CooktopDishwasherMicrowaveRefrigerator

814 Oak Rd is a 1988-built home in Silver Spgs Shores Un 28, Ocala. Inside you'll find 2 bedrooms, 3 bathrooms, and 1,360 square feet of living space. Listed at $249,900 (about $184/sqft), 10 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $148 annually.

From the listing

Gorgeous, corner 1 story house, move-in ready, totally renovated, bright, many windows, spacious 3/2 bedroom home, 1360 sq ft,1891 total square feet, has front patio & enclosed back patio, with two backyards, 0.44-acre -- nearly half an acre & a large spacious shed. Modern tile floors thru-out, interior & exterior painted. Designer interior paint, features accent shiplap walls & living room ceiling beams and updated windows installed in 2022. The kitchen is fully renovated with new cabinetry, quartz countertops, modern fixtures, new appliances & lots of storage. Both bathrooms have also been completely renovated with granite countertops & contemporary finishes. Master bathroom has a shower & the guest bathroom has a walk-in jacuzzi bathtub. Major system upgrades include a new shingle roof installed in 2021& a new A/C system installed in 2022. Additional features is a one-car garage with an epoxy floor & extra insulation & lots of storage. No one will build across the street from the house, the publicly lit street & sidewalk is right across the street, neighbors' houses are at a bigger distance to this house compared to most of the areas' houses, lending itself to more privacy. The house's driveway is inclined to eliminate the risk of house flooding while giving you a greater many views from the house. Sold as-is and in excellent condition—schedule your showing today. Owner has packed her moving boxes in the garage and will leave many items in the shed and garage for the new owner to keep. There is a 5 minute drive to Silver Springs Shores Community Center with 3 pools, pickleball, gym, classes, boating, events etc you can belong to for a small fee of $5 per year. One block up there is also a community park with a pond, lake & pier. The HOA yearly fee is a $148 per year year covers the park maintenance, garbage & landscaping pickup once per week. The house feels new & you get a lot of more perks & pay much less in taxes than for the cost of a new house.

The essentials

Built
1988
Price / sqft
$184
On market
10 days
Annual tax
$1,106
HOA
$148/yr
Flood zone
X · Low risk
Lot
19,166 sqft
Type
Single Family Residence

At a glance

Single family
Built 1988
1 car garage
0.44 acres
Lot size
1,360 sqft
Living area

Payment

Est. monthly payment
$1,532/mo
Down payment (20%)
$49,980
Property taxes
$92/mo
HOA
$148/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1988
Lot
19,166 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
10
Ceiling Fans(s)
Cooktop
Dishwasher
Microwave
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$1,106
Parcel #
9028-0850-01

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Silver Spgs Shores Un 28
County
Marion
MLS Area
34472 - Ocala
Lot Size
19,166 sqft
Corner Lot
HOA
$148/yr
Premier Management of Ocala Inc

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #K4903826
$249,900-3.8%
$184/sqft
9/29/2026
Listed for sale
Source: Stellar MLS #K4903826
$259,900
$191/sqft

Neighborhood

814 Oak Rd
Ocala, FL, 34472 · 34472 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $249,900
$249,900
99.5% – 100% of listTops out right at the list price
80% of listList price
223 of the last 354 home closings in 34472 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 10 after a $10,000 cut.

Sample: 354 closed home sales in 34472 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,533/mo
Principal & interest$1,303
Property taxes$92
Insurance$125
HOA$12
Down payment20% · $49,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$249,900

$184 per sq ft

Beds and baths

2 beds, 3 baths

Size

1,360 sq ft

Time on market

10 days

Year built

1988

Monthly payment

About $1,532/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,106 annual tax bill, insurance, and the $148/yr HOA fee.

HOA fee

$148/yr

Managed by Premier Management of Ocala Inc.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byAMERICAN REALTY OF PSL LLCListing agent: Daniel CastanedaListing data from Stellar MLS, MLS# K4903826.

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