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Overview

3 bd2 ba1,560 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1993
Lot7,501 sqft
Living area1,560 sqft
Price / sqft$154
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main Floor

109 Rebecca Dr NE is a 1993-built home in Saxon-myers Rep Ph 02, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,560 square feet of living space. Listed at $239,500 (about $154/sqft), 313 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Beautifully remodeled in 2024, this move-in ready home offers modern updates, energy efficiency, and timeless comfort—all with no HOA. Step inside to an open-concept floor plan featuring high ceilings and abundant natural light. The brand-new kitchen impresses with contemporary finishes, while the updated bathrooms offer a fresh, stylish feel. A desirable split floor plan provides added privacy, making the home ideal for both families and guests. Major improvements include a newer roof and full re-plumbing, giving peace of mind for years to come. The home is also equipped with solar panels for low-cost energy, along with a natural-gas stove and gas water heater—perfect for efficiency and everyday convenience. Outside, enjoy great curb appeal, a fully fenced backyard for pets or play, and a spacious attached 2-car garage. With no HOA restrictions, you have the freedom to personalize, park, and use your property exactly the way you want. This beautifully updated home truly checks every box—style, function, efficiency, and freedom.

The essentials

Built
1993
Price / sqft
$154
On market
313 days
Annual tax
$510
Flood zone
X · Low risk
Lot
7,501 sqft
Type
Single Family Residence

At a glance

Single family
Built 1993
2 car garage
7,501 sqft lot
Lot size
1,560 sqft
Living area

Payment

Est. monthly payment
$1,411/mo
Down payment (20%)
$47,900
Property taxes
$43/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1993
Lot
7,501 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
313
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Garden
Lighting
Storage
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$510
Parcel #
26-28-22-588313-000270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Saxon-myers Rep Ph 02
County
Polk
MLS Area
33881 - Winter Haven / Florence Villa
Lot Size
7,501 sqft

Price history

Date
Event
Price
12/4/2025
Listed for sale
Source: Stellar MLS #L4957719
$239,500
$154/sqft

Neighborhood

109 Rebecca Dr NE
Winter Haven, FL, 33881 · 33881 - Winter Haven / Florence Villa

Market insights

Offer Insights

Choose an offer strength

List price: $239,500
$239,500
99.5% – 100% of listTops out right at the list price
80% of listList price
165 of the last 268 home closings in 33881 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 313.

Sample: 268 closed home sales in 33881 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,411/mo
Principal & interest$1,249
Property taxes$43
Insurance$120
Down payment20% · $47,900
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$239,500

$154 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,560 sq ft

Time on market

313 days

Year built

1993

Monthly payment

About $1,411/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $510 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: David SmallListing data from Stellar MLS, MLS# L4957719.

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