6631 Thornhill Rd, photo 1
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Overview

3 bd2 ba1,221 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built2024
Lot12,166 sqft
Living area1,221 sqft
Price / sqft$262
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)L DiningOpen FloorplanStone CountersWalk-in Closet(s)Private MailboxDishwasherDisposal

6631 Thornhill Rd is a 2024-built home in Thornhill Oaks, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,221 square feet of living space. Listed at $320,000 (about $262/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

NEARLY NEW WITHOUT THE WAIT—AND NO HOA! Built in 2024 by premiere builder WCM Construction, and only briefly lived in, this 3-bedroom, 2-bath home offers the benefits of newer construction without having to wait for a home to be built. Situated on an oversized approximately .28-acre lot, the property also features a large fenced backyard, giving you plenty of room for pets, play, entertaining, gardening or simply enjoying your own outdoor space. Inside, the home offers a clean, modern feel with wood-grain tile flooring throughout—no carpet—Level 3 granite countertops in the kitchen and bathrooms, quality cabinetry and upgraded appliances. The open layout makes excellent use of the space while the attached garage provides additional convenience and storage. One of the biggest advantages is what you won't find here—NO HOA, giving you greater flexibility without monthly association dues or community restrictions. Located in southwest Winter Haven, this home offers convenient access to major roadways and makes commuting throughout Polk County easy. Winter Haven, Bartow, Lakeland and surrounding areas are all within easy reach, while shopping, dining, schools and everyday conveniences are just a short drive away. If you've been considering new construction but don't want the added expense, construction timeline or HOA commonly associated with newer homes, 6631 Thornhill Road offers an excellent alternative—a nearly new home, generous fenced yard and no HOA. Schedule your private showing and see why this one deserves a closer look!

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The essentials

Built
2024
Price / sqft
$262
On market
60 days
Annual tax
$915
Flood zone
X · Low risk
Lot
12,166 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
1 car garage
0.28 acres
Lot size
1,221 sqft
Living area

Payment

Est. monthly payment
$1,905/mo
Down payment (20%)
$64,000
Property taxes
$76/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
12,166 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Ceiling Fans(s)
L Dining
Open Floorplan
Stone Counters
Walk-in Closet(s)
Private Mailbox
Dishwasher
Disposal
Microwave
Range
Refrigerator
Elementary
Eagle Lake Elem
Middle
Westwood Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$915
Parcel #
25-29-11-357128-000020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Thornhill Oaks
County
Polk
MLS Area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Lot Size
12,166 sqft

Price history

Date
Event
Price
8/13/2026
Listed for sale
Source: Stellar MLS #L4964270
$320,000
$262/sqft

Neighborhood

6631 Thornhill Rd
Winter Haven, FL, 33880 · 33880 - Winter Haven/Eloise/JPV/Wahnetta

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
116 of the last 197 home closings in 33880 landed at this number or higher (59%). The median one sat 40 days before it went under contract, and this one is on day 60.

Sample: 197 closed home sales in 33880 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,905/mo
Principal & interest$1,669
Property taxes$76
Insurance$160
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$262 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,221 sq ft

Time on market

60 days

Year built

2024

Monthly payment

About $1,905/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $915 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMART 1Listing agent: Suzie RuddListing data from Stellar MLS, MLS# L4964270.

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