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Overview

3 bd2 ba1,680 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot9,365 sqft
Living area1,680 sqft
Price / sqft$190
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Living Room/Dining Room ComboRain GuttersSliding DoorsDishwasherDisposalElectric Water HeaterRange

408 Lanier Ln is a 1972-built home in Fla Hlnds, Winter Haven. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,680 square feet of living space. Listed at $320,000 (about $190/sqft), 75 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this beautifully maintained 3-bedroom, 2-bathroom block home perfectly positioned on a prime quarter-acre corner lot in Winter Haven! Boasting 1680 square feet of functional livingspace, this property offers untimate freedom with NO HOA restrictions-bring your boat, RV or toys! The light-filled interior features a cozy wood-burning fireplace, while the spacious screened lana iprovides the perfect backdrop for classic Florida outdoor living. Nestled in a highly desirable 33884 neighborhood close to top-rated schools, dining, and natural lakes, this home is ready for it's next chapter. Schedule your tour today and explore the endless possibilities! Major Capital upgrades give you complete worry-free living, featuring a high-efficiency AC replaced just 2 years ago (2024), a newer roof replaced 7 years ago (2019) and brand-new, energy-efficient windows and sliding glass doors for ultimate climate control and storm safety.

The essentials

Built
1972
Price / sqft
$190
On market
75 days
Annual tax
$2,265
Flood zone
X · Low risk
Lot
9,365 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
2 car garage
Garage Faces Rear
9,365 sqft lot
Lot size
1,680 sqft
Living area

Payment

Est. monthly payment
$2,018/mo
Down payment (20%)
$64,000
Property taxes
$189/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
9,365 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Garage Faces Rear, Garage Faces Side
Days on Market
75
Ceiling Fans(s)
Living Room/Dining Room Combo
Rain Gutters
Sliding Doors
Dishwasher
Disposal
Electric Water Heater
Range
Refrigerator
Water Softener
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Winter Haven Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,265
Parcel #
26-28-35-662500-000731

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fla Hlnds
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
9,365 sqft
Corner LotIn CountyLevelPaved

Price history

Date
Event
Price
7/28/2026
Listed for sale
Source: Stellar MLS #O6428832
$320,000
$190/sqft

Neighborhood

408 Lanier Ln
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
220 of the last 349 home closings in 33884 landed at this number or higher (63%). The median one sat 38 days before it went under contract, and this one is on day 75.

Sample: 349 closed home sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,018/mo
Principal & interest$1,669
Property taxes$189
Insurance$160
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$190 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,680 sq ft

Time on market

75 days

Year built

1972

Monthly payment

About $2,018/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,265 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Michele PerryListing data from Stellar MLS, MLS# O6428832.

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