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Overview

4 bd3 ba2,041 sqft2 car garageSingle Family
TypeSingle Family
HOA$630/yr
Built2022
Lot9,805 sqft
Living area2,041 sqft
Price / sqft$179
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsIN Wall Pest SystemKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorThermostat

929 Montgomery Ln is a 2022-built home in Auburn Cove, Polk City. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,041 square feet of living space. Listed at $365,000 (about $179/sqft), 304 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $630 annually.

From the listing

NEW PRICE — $365,000 | 4 BEDROOMS | 2.5 BATHS | AUBURN COVE Welcome to 929 Montgomery Lane, a beautifully maintained four-bedroom, two-and-a-half-bath home in the desirable Auburn Cove community, conveniently located between Auburndale and Polk City. Built in 2022, this home offers modern living, an inviting open floor plan, and plenty of space both inside and out. Step inside and you'll find nine-foot ceilings and an open-concept design that creates a spacious atmosphere for everyday living and entertaining. The kitchen features a large counter-height island, providing plenty of workspace and a natural gathering place for family and friends. The private owner's suite features a grand double-door entry, tray ceiling, walk-in closet, and an en-suite bathroom with dual vanities. Two additional bedrooms share a convenient Jack-and-Jill bathroom with dual sinks, while a separate powder room provides added convenience for guests. The laundry room includes additional counter space for everyday functionality. Step outside to the covered, screened-in lanai overlooking the large, fully fenced backyard—an ideal space for relaxing, entertaining, or enjoying Florida's outdoor lifestyle. Additional features include a two-car garage, low HOA fee, and no CDD. The home also offers convenient access to the Auburndale TECO Trail and Auburn Cove dog park. With easy access to I-4, commuting toward Orlando or Tampa and enjoying Central Florida's many attractions is convenient. If you're looking for a newer four-bedroom home with modern features, outdoor space, and a convenient Central Florida location, 929 Montgomery Lane is worth a closer look. Schedule your private showing today and come see what $365,000 can provide.

The essentials

Built
2022
Price / sqft
$179
On market
304 days
Annual tax
$4,101
HOA
$630/yr
Flood zone
X · Low risk
Lot
9,805 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
Driveway
9,805 sqft lot
Lot size
2,041 sqft
Living area

Payment

Est. monthly payment
$2,481/mo
Down payment (20%)
$73,000
Property taxes
$342/mo
HOA
$630/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
9,805 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
304
Ceiling Fans(s)
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Yard
Sidewalk
Sprinkler Metered
Community Mailbox
Dog Park
Handicap Modified
Sidewalks
Wheelchair Access
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2024)
$4,101
Parcel #
25-27-08-298378-000010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Auburn Cove
County
Polk
MLS Area
33868 - Polk City
Lot Size
9,805 sqft
Corner Lot
HOA
$630/yr
Randy Miller

Price history

Date
Event
Price
8/1/2026
Price change
Source: Stellar MLS #L4957935
$365,000-1.4%
$179/sqft
-
Price change
Source: Stellar MLS #L4957935
$370,000-1.3%
$181/sqft
12/12/2025
Listed for sale
Source: Stellar MLS #L4957935
$375,000
$184/sqft

Neighborhood

929 Montgomery Ln
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$360,000 – $365,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 304 after a $10,000 cut.

Sample: 86 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,481/mo
Principal & interest$1,904
Property taxes$342
Insurance$183
HOA$53
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$179 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,041 sq ft

Time on market

304 days

Year built

2022

Monthly payment

About $2,481/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,101 annual tax bill, insurance, and the $630/yr HOA fee.

HOA fee

$630/yr

Managed by Randy Miller.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCOLDWELL BANKER REALTYListing agent: Terry ThomasListing data from Stellar MLS, MLS# L4957935.

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