1801 Old Polk City Rd · Lakeland, FL, 33809
This is a 2026-built single-family home in Reserve Phase Four. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $1,300 . 98 days on market — likely some room to negotiate.
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Schedule tour20% down · 30-yr fixed · 6.5% APR
Down payment, rate, taxes, insurance - all in 30 seconds.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- RESERVE PHASE FOUR
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$108/mo
- CDD bond
- No CDD disclosed
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
About This Property
Pre-Construction. To be built. Pre-Construction. To be built. INTEREST RATE BUY DOWN AND CLOSING COSTS PAID! Only $1000 to reserve! Photos are of a completed home, colors/finishes may vary. LOCATED near I-4, in the Reseve this home features 4 bedrooms, 3 Baths 3 SIDE LOAD GARAGE(RENDERINGS TO BE UPDATED) and a large covered lanai! This Home offers a split living and bedroom plan, entertainer’s Kitchen with abundant countertops space, and an expansive master suite with his and hers closets. This home in The Reserve has tile in the main living area, 36” cabinets with crown molding, 5 ¼ baseboards, stainless steel appliances, and energy-efficient features throughout the home. CUSTOM EXTERIORS 30-year mildew resistant dimensional shingles Cementitious masonry finish walls & gables, Termite treated with Bora care-renewable after 1st year Designer paint schemes Two convenient garden hose bibs,Dead bolt locks on all exterior doors, Low maintenance aluminum fascia and vinyl soffit Professionally landscaped yards, Two exterior weatherproof electrical outlets, Insulated, fiberglass front & rear doors, Decorative coach lights on garage and front entry. EXCEPTIONAL INTERIORS Stain resistant designer carpet, Recessed LED lighting in kitchen & family room, Level 1 tile standard in kitchen, laundry, foyer, and bathrooms Pre-wire for ceiling fan and 4 LED discs in family room, Pre-wiring for ceiling fans in all bedrooms with dual switches LED Disc, with rocker switches in all bedrooms,Doorbell chimes and protective smoke detectors Knock down texture on all interior walls and ceiling, Generous walk in closets with ventilated shelving,6 TV/Cable jacks or phone jacks,Vaulted ceilings,Wood Window Sills Brushed nickel hinges, fixtures and door knobs Indoor laundry room, Upgraded 5 1/4 baseboards throughout,5 panel smooth finish interior doors with brushed nickel, lever door handles,Garage door opener pre-wire, Two tone Interior paint package 220-volt dryer outlet Custom cased openings, GOURMET KITCHENS Designer recessed lighting Custom wood cabinets with adjustable shelves Included 36” upper cabinets with crown molding and custom bump out Stainless steel double bowl sink.Single lever brushed nickel faucet with pull out sprayer,Energy efficient multi-cycle dishwasher, Smooth top stove with self-cleaning feature, Space saver microwave above the range, Ice maker connection Spacious pantry with ventilated shelving. LUXURY BATH AREA Easy care garden tub/shower combination in master bath Separate linen closet, Elongated toilets,Pull out drawers in most cabinets, Dual rectangle sinks, Upgraded brushed nickel faucets ENERGY EFFICIENCY Double pane insulated windows with tilt-in sash for easy cleaning,Energy efficient Whirlpool appliance package,R-38 ceiling insulation,Continuous soffit attic ventilation,Off ridge roof ventilation,15 SEER Heat Pump with digital thermostat Low volume flush toilets CONSTRUCTION QUALITY Interior wood studs 16” on center,Professionally engineered roof truss systems. This Unique community will make you feel away from it all but yet close to it all!
Location
Property Details
Features
Assigned Schools
Elementary
Wendell Watson Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High
Districts can re-zone — verify directly with the district before relying on these.
Taxes & Public Records
Annual Tax (2025)
$681
Parcel #
24-27-09-161024-000150
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.
Lot & Community
Subdivision
Reserve Phase Four
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
54,014 sqft
Affordable Financing
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Loan Details
Your Results
- P&I$2,802
- Tax$57
- Insurance$300
- HOA$108
- PMI$269
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