$537,292

1777 Old Polk City Rd · Lakeland, FL, 33809

$214 / sqft
Reserve Phase Five
4
Beds
3
Baths
2,508
Sqft
3
Garage
Ask About This Home

This is a 2026-built single-family home in Reserve Phase Five. Flood zone X — outside the high-risk areas, which keeps insurance manageable. HOA runs $1,300 . 98 days on market — likely some room to negotiate.

Tap a question to ask Estate Vida AI — answers stream in the chat panel.

Powered by Estate Vida AI · answers based on listing data

Schedule tour
Year Built2026
On Market98 days
Lot50,095 sqft
Annual Tax$621
Flood ZoneX
HOA$1,300/yr

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
RESERVE PHASE FIVE
Type
Single Family Residence

True monthly carry

HOA
~$108/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About This Property

Pre-Construction. To be built. Pre-Construction. To be built.INTEREST RATE BUY DOWN AND CLOSING COSTS PAID! Only $1000 to reserve! Photos are of a completed home, colors/finishes may vary. Located near I-4 in the community The Reserve this homes features 4 bedrooms, 3 Baths, with 3 CAR SIDE LOADED GARAGE(Renderings to be updated soon) and a large covered lanai! This Home offers a split living and bedroom plan, entertainer’s Kitchen with abundant countertops space, and an expansive master suite with his and hers closets. This home in The Reserve has tile in the main living area, 36” cabinets with crown molding, 5 ¼ baseboards, stainless steel appliances, and energy-efficient features throughout the home. CUSTOM EXTERIORS 30-year mildew resistant dimensional shingles Cementitious masonry finish walls & gables, Termite treated with Bora care-renewable after 1st year Designer paint schemes Two convenient garden hose bibs,Dead bolt locks on all exterior doors, Low maintenance aluminum fascia and vinyl soffit Professionally landscaped yards, Two exterior weatherproof electrical outlets, Insulated, fiberglass front & rear doors, Decorative coach lights on garage and front entry. EXCEPTIONAL INTERIORS Stain resistant designer carpet, Recessed LED lighting in kitchen & family room, Level 1 tile standard in kitchen, laundry, foyer, and bathrooms Pre-wire for ceiling fan and 4 LED discs in family room, Pre-wiring for ceiling fans in all bedrooms with dual switches LED Disc, with rocker switches in all bedrooms,Doorbell chimes and protective smoke detectors Knock down texture on all interior walls and ceiling, Generous walk in closets with ventilated shelving,6 TV/Cable jacks or phone jacks,Vaulted ceilings,Wood Window Sills Brushed nickel hinges, fixtures and door knobs Indoor laundry room, Upgraded 5 1/4 baseboards throughout,5 panel smooth finish interior doors with brushed nickel, lever door handles,Garage door opener pre-wire, Two tone Interior paint package 220-volt dryer outlet Custom cased openings, GOURMET KITCHENS Designer recessed lighting Custom wood cabinets with adjustable shelves Included 36” upper cabinets with crown molding and custom bump out Stainless steel double bowl sink.Single lever brushed nickel faucet with pull out sprayer,Energy efficient multi-cycle dishwasher, Smooth top stove with self-cleaning feature, Space saver microwave above the range, Ice maker connection Spacious pantry with ventilated shelving. LUXURY BATH AREA Easy care garden tub/shower combination in master bath Separate linen closet, Elongated toilets,Pull out drawers in most cabinets, Dual rectangle sinks, Upgraded brushed nickel faucets ENERGY EFFICIENCY Double pane insulated windows with tilt-in sash for easy cleaning,Energy efficient Whirlpool appliance package,R-38 ceiling insulation,Continuous soffit attic ventilation,Off ridge roof ventilation,15 SEER Heat Pump with digital thermostat Low volume flush toilets CONSTRUCTION QUALITY Interior wood studs 16” on center,Professionally engineered roof truss systems. This unique community will make you feel away from it all but close to shopping, dining, and entertainment!

Location

Property Details

🏠
Type
Single Family Residence
📅
Year Built
2026
🌳
Lot
50,095 sqft
❄️
Cooling
Central Air
🔥
Heating
Central, Electric
🚗
Parking
-
📆
Days on Market
98

Features

Eat-in Kitchen
Lighting
None
Dishwasher
Microwave
Range

Assigned Schools

Elementary

Wendell Watson Elem

Middle

Lake Gibson Middle/Junio

High

Lake Gibson High

Districts can re-zone — verify directly with the district before relying on these.

Taxes & Public Records

🌊Flood Zone X

Annual Tax (2025)

$621

Parcel #

24-27-09-161025-000180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary — confirm with the county property appraiser before closing.

Lot & Community

Subdivision

Reserve Phase Five

County

Polk

MLS Area

33809 - Lakeland / Polk City

Lot Size

50,095 sqft

HOA
$1,300/yr
Highland Community Management/ Denise Abercrombie

Affordable Financing

Affordability Calculator

Enter a home price - see your real monthly payment.

Loan Details

$100K$2M

Your Results

Total Monthly Payment
$3,531
Principal, interest, tax, insurance, PMI, HOA
  • P&I$2,802
  • Tax$52
  • Insurance$300
  • HOA$108
  • PMI$269
Loan Amount
$429,834
Down Payment %
20.0%
First Year Summary
Principal
$4,537
Interest
$29,089
Balance
$425,297
Total Interest
$578,957
Total Cost
$1,008,791

Ready When You Are

Want to see this home in person?

Pick a day and time below. We'll work around your schedule, not ours.

Pick a day

Pick a time

Autofills your name + email — that's all we need

We'll confirm a time within a couple hours.