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Overview

3 bd2 ba1,278 sqftSingle Family
TypeSingle Family
HOANone listed
Built1952
Lot21,100 sqft
Living area1,278 sqft
Price / sqft$243

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenPrimary Bedroom Main FloorSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)

1317 W Belmar St is a 1952-built home in Kew Gardens Sub, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,278 square feet of living space. Listed at $309,999 (about $243/sqft), 202 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Move-In ready 3-bedroom, 2-bathroom home situated on 4 lots with No HOA! So bring all your toys! This fully fenced 0.48-acre property offers rare space in the middle of town, along with quick access to shopping, restaurants, medical facilities, local schools including SEU, FSC, and LCS, Bonnet Springs Park, Kelly Recreation Center, Central Soccer fields, the Boys & Girls Club, and a city park with a playscape just one block away. Convenient access to the Polk Parkway also makes commuting to Orlando or Tampa easy for work or play. Inside, this adorable home features an updated kitchen with stainless steel appliances, granite countertops, and newer cabinets, along with fresh paint, new ceiling fans and lighting, vinyl and tile flooring, and beautifully updated bathrooms. The open-concept living and dining areas create a warm, inviting feel, while the spacious owner’s suite includes a walk-in closet and a private en-suite bathroom with a walk-in shower. An indoor laundry room/mudroom adds extra function and convenience. Major updates include new A/C (2021), newer roof (2021), newer septic and drain field (2021), water heater (2021), upgraded 200-amp electrical panel (2021), and new energy-efficient windows (2022). Outside, the whole family will love the 27-foot above-ground pool with a new pump, perfect for backyard fun. The property also includes banana bushes, a metal carport with concrete pad, and two massive sheds, including a 10x10 block building with electricity. With plenty of room to park multiple vehicles, this property offers flexibility, storage, and outdoor enjoyment that’s hard to find at this price. You don’t often find a lot this size in town. Call today for your private showing.

The essentials

Built
1952
Price / sqft
$243
On market
202 days
Annual tax
$2,993
Flood zone
X · Low risk
Lot
21,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 1952
Private pool
Above Ground
0.48 acres
Lot size
1,278 sqft
Living area

Payment

Est. monthly payment
$2,021/mo
Down payment (20%)
$62,000
Property taxes
$249/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1952
Lot
21,100 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
Above Ground, Vinyl
Days on Market
202
Ceiling Fans(s)
Eat-in Kitchen
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Private Mailbox
Storage
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Jesse Keen Elem
Middle
Lawton Chiles Middle
High
Kathleen High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,993
Parcel #
23-28-23-108000-000700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Kew Gardens Sub
County
Polk
MLS Area
33815 - Lakeland
Lot Size
21,100 sqft

Price history

Date
Event
Price
8/13/2026
Price change
Source: Stellar MLS #L4960538
$309,999-3.1%
$243/sqft
-
Price change
Source: Stellar MLS #L4960538
$319,999-1.5%
$250/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #L4960538
$325,000
$254/sqft

Neighborhood

1317 W Belmar St
Lakeland, FL, 33815 · 33815 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $309,999
$307,500 – $309,999
99.5% – 100% of listTops out right at the list price
80% of listList price
28 of the last 52 home closings in 33815 landed at this number or higher (54%). The median one sat 39 days before it went under contract, and this one is on day 202 after a $15,001 cut.

Sample: 52 closed home sales in 33815 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,021/mo
Principal & interest$1,617
Property taxes$249
Insurance$155
Down payment20% · $62,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$309,999

$243 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,278 sq ft

Time on market

202 days

Year built

1952

Monthly payment

About $2,021/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,993 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLA ROSA REALTY PRESTIGEListing agent: Sandra CanalesListing data from Stellar MLS, MLS# L4960538.

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