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Overview

4 bd2 ba3,342 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built1973
Lot12,898 sqft
Living area3,342 sqft
Price / sqft$155
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenSolid Surface CountersSplit BedroomWalk-in Closet(s)Rain GuttersSidewalkDishwasher

6321 Fern Ln is a 1973-built home in Christina Woods, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 3,342 square feet of living space. Listed at $519,000 (about $155/sqft), 200 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Welcome to Christina Woods! This beautifully updated 4-bedroom, 2-bath pool home offers charm, space, and functionality on a picturesque grand oak-lined street. Situated on a private, fully fenced lot, this property features a 2-car garage, screened pool and lanai, and plenty of room for entertaining, relaxing, and enjoying the Florida lifestyle. Step inside to a freshly painted interior with a spacious foyer and formal living and dining rooms, complete with wood floors and a large picture window that fills the space with natural light. The fully REMODELED kitchen is a standout feature, showcasing quartz countertops, brick backsplash, stainless steel appliances, double oven, and an oversized island perfect for gathering, dining, or hosting. (2023) The inviting bonus/family room is full of character with a stunning Pecky Cypress ceiling, Florida stone mantel, and a double-sided wood-burning fireplace that adds warmth and ambiance to both the family room and primary suite. The primary suite was beautifully remodeled in 2023 and now includes an incredible oversized walk-in closet created from the former bedroom space. The luxury primary bath, also remodeled in 2023, features a modern soaking tub, double sink vanity, and a large walk-in shower. Outside, the screen-enclosed oversized pool and spacious backyard create the perfect setting for entertaining, BBQs, and everyday enjoyment. The yard is fully fenced for privacy and includes lush landscaping, a storage shed, and a double gate with ample side yard space to accommodate an RV, boat, or other recreational vehicles. There’s even a separate dog area and an inside laundry room with doggie door for added convenience. Additional updates include: Roof – 2023, A/C – 2021, Water Heater – 2019. Conveniently located near shopping, recreation, restaurants and major roadways, this one-of-a-kind home offers the perfect blend of character, charm, and modern updates.

The essentials

Built
1973
Price / sqft
$155
On market
200 days
Annual tax
$2,391
HOA
$200/yr
Flood zone
X · Low risk
Lot
12,898 sqft
Type
Single Family Residence

At a glance

Single family
Built 1973
Private pool
Gunite
2 car garage
0.30 acres
Lot size
3,342 sqft
Living area

Payment

Est. monthly payment
$3,183/mo
Down payment (20%)
$103,800
Property taxes
$199/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1973
Lot
12,898 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Gunite, In Ground
Days on Market
200
Ceiling Fans(s)
Eat-in Kitchen
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Rain Gutters
Sidewalk
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,391
Parcel #
23-29-24-141830-000990

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Christina Woods
County
Polk
MLS Area
33813 - Lakeland
Lot Size
12,898 sqft
HOA
$200/yr

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #L4960588
$519,000-2.1%
$155/sqft
-
Price change
Source: Stellar MLS #L4960588
$529,900-5.4%
$159/sqft
3/26/2026
Listed for sale
Source: Stellar MLS #L4960588
$559,900
$168/sqft

Neighborhood

6321 Fern Ln
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $519,000
$515,000 – $519,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 259 home closings in 33813 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 200 after a $40,900 cut.

Sample: 259 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,183/mo
Principal & interest$2,707
Property taxes$199
Insurance$260
HOA$17
Down payment20% · $103,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$519,000

$155 per sq ft

Beds and baths

4 beds, 2 baths

Size

3,342 sq ft

Time on market

200 days

Year built

1973

Monthly payment

About $3,183/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,391 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Heather PadgettListing data from Stellar MLS, MLS# L4960588.

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