125 N Kentucky Ave #505, photo 1
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Overview

1 bd2 ba791 sqftCondominium
TypeCondominium
HOA$865.76/mo
Built2007
Lot235 sqft
Living area791 sqft
Price / sqft$405

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsOpen FloorplanWalk-in Closet(s)Window TreatmentsLightingRain GuttersSidewalk

125 N Kentucky Ave #505 is a 2007-built home in Lofts On Park Condo, Lakeland. Inside you'll find 1 bedrooms, 2 bathrooms, and 791 square feet of living space. Listed at $320,000 (about $405/sqft), 181 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $865.76 monthly.

From the listing

Perched on the top floor of the coveted Lofts on the Park, this rare luxury studio offers a front-row seat to the heartbeat of Downtown Lakeland, with sweeping panoramic views directly overlooking Munn Park. Opportunities like this are few and far between—where elevated living meets an unmatched downtown backdrop. Inside, the residence captures a striking modern-industrial aesthetic, blending polished concrete floors with soaring exposed ceilings to create a space that feels both refined and effortlessly cool. Natural light pours through oversized windows, unobstructed at this level, illuminating every carefully curated detail and enhancing the open, airy feel that sets this loft apart. The kitchen is designed to impress, featuring rich wood cabinetry, granite countertops, and stainless steel appliances—perfect for entertaining or crafting your favorite meal or evening cocktail while taking in the city views below. The thoughtfully designed layout includes a spacious walk-in closet and a beautifully appointed bathroom with upscale finishes, delivering both style and functionality. With secure entry and a boutique-style atmosphere, this residence offers privacy and peace of mind in the center of it all. Step outside and immerse yourself in Lakeland’s vibrant lifestyle—award-winning restaurants, local cafés, art galleries, Lake Mirror, Lake Morton, the Saturday Farmers Market, and the beloved First Friday events are all just moments away. This is more than a loft—it’s a statement. A rare opportunity to own a distinctive piece of Downtown Lakeland, where urban energy, artistic flair, and elevated living come together in one exclusive address.

The essentials

Built
2007
Price / sqft
$405
On market
181 days
Annual tax
$5,020
HOA
$865.76/mo
Flood zone
X · Low risk
Lot
235 sqft
Type
Condominium

At a glance

Condo
5 stories · 2007
Assigned parking
791 sqft
Living area

Payment

Est. monthly payment
$3,113/mo
Down payment (20%)
$64,000
Property taxes
$418/mo
HOA
$865.76/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2007
Lot
235 sqft
Cooling
Central Air
Heating
Central
Parking
Assigned, Covered
Days on Market
181
Ceiling Fans(s)
High Ceilings
Open Floorplan
Walk-in Closet(s)
Window Treatments
Lighting
Rain Gutters
Sidewalk
Sidewalks
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,020
Parcel #
24-28-18-211515-005050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Lofts On Park Condo
County
Polk
MLS Area
33801 - Lakeland
Lot Size
235 sqft
City Limits
HOA
$865.76/mo
AIA Property Management Services - Steve Allen

Price history

Date
Event
Price
4/17/2026
Listed for sale
Source: Stellar MLS #L4961134
$320,000
$405/sqft

Neighborhood

125 N Kentucky Ave #505
Lakeland, FL, 33801 · 33801 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $320,000
$317,500 – $320,000
99.5% – 100% of listTops out right at the list price
80% of listList price
8 of the last 15 condo closings in Polk County landed at this number or higher (53%). The median one sat 18 days before it went under contract, and this one is on day 181.

Sample: 15 closed condo sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,113/mo
Principal & interest$1,669
Property taxes$418
Insurance$160
HOA$866
Down payment20% · $64,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$320,000

$405 per sq ft

Beds and baths

1 beds, 2 baths

Size

791 sq ft

Time on market

181 days

Year built

2007

Monthly payment

About $3,113/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,020 annual tax bill, insurance, and the $865.76/mo HOA fee.

HOA fee

$865.76/mo

Managed by AIA Property Management Services - Steve Allen.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY SMARTListing agent: Darren MorenoListing data from Stellar MLS, MLS# L4961134.

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