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About this home
125 N Kentucky Ave #505 is a 2007-built home in Lofts On Park Condo, Lakeland. Inside you'll find 1 bedrooms, 2 bathrooms, and 791 square feet of living space. Listed at $320,000 (about $405/sqft), 181 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $865.76 monthly.
Perched on the top floor of the coveted Lofts on the Park, this rare luxury studio offers a front-row seat to the heartbeat of Downtown Lakeland, with sweeping panoramic views directly overlooking Munn Park. Opportunities like this are few and far between—where elevated living meets an unmatched downtown backdrop. Inside, the residence captures a striking modern-industrial aesthetic, blending polished concrete floors with soaring exposed ceilings to create a space that feels both refined and effortlessly cool. Natural light pours through oversized windows, unobstructed at this level, illuminating every carefully curated detail and enhancing the open, airy feel that sets this loft apart. The kitchen is designed to impress, featuring rich wood cabinetry, granite countertops, and stainless steel appliances—perfect for entertaining or crafting your favorite meal or evening cocktail while taking in the city views below. The thoughtfully designed layout includes a spacious walk-in closet and a beautifully appointed bathroom with upscale finishes, delivering both style and functionality. With secure entry and a boutique-style atmosphere, this residence offers privacy and peace of mind in the center of it all. Step outside and immerse yourself in Lakeland’s vibrant lifestyle—award-winning restaurants, local cafés, art galleries, Lake Mirror, Lake Morton, the Saturday Farmers Market, and the beloved First Friday events are all just moments away. This is more than a loft—it’s a statement. A rare opportunity to own a distinctive piece of Downtown Lakeland, where urban energy, artistic flair, and elevated living come together in one exclusive address.
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The essentials
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Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Sample: 15 closed condo sales in Polk County over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A small sample in a thin market. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$320,000
$405 per sq ft
Beds and baths
1 beds, 2 baths
Size
791 sq ft
Time on market
181 days
Year built
2007
Monthly payment
About $3,113/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,020 annual tax bill, insurance, and the $865.76/mo HOA fee.
HOA fee
$865.76/mo
Managed by AIA Property Management Services - Steve Allen.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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