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2309 Lake James Way, Lakeland, FL, 33810

$223/sqft·Lake James Ph 01

2 bd2 ba1,931 sqft2 car garageSingle Family
Listed by HARPER REALTY FL, LLC· Last updated · MLS# L4964762

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Est. monthly payment
$3,009/mo
Down payment (20%)
$85,980
Property taxes
$398/mo
HOA
$1,860/yr
Rate assumed
6.8% · 30 yr
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At a glance

Single family
Built 2006
Waterfront
Pond
Community pool
Shared amenity
2 car garage
7,318 sqft lot
Lot size

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingSolid Wood CabinetsVaulted Ceiling(s)Walk-in Closet(s)PoolStreet Lights

2309 Lake James Way is a 2006-built home in Lake James Ph 01, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,931 square feet of living space. Listed at $429,900 (about $223/sqft), 12 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,860 semi-annually.

From the listing

Enjoy waterfront living at Lake James in this beautifully maintained and extensively updated home! The property features new double-pane Window World windows, a new Integrity roof, new blinds and shades throughout, new gutters, a new storm door, and a new roll-up garage screen. The interior and exterior were freshly painted in 2023, along with new carpet in the living room, bedrooms, and den. The kitchen has been beautifully upgraded with quartz countertops, new wood cabinetry, backsplash, a new kitchen sink and faucets, custom pantry shelving, custom framework around the kitchen bar, and LG refrigerator, microwave, and dishwasher—all completed in 2023. Both bathrooms received quartz countertops, new sinks and faucets, comfort-height toilets, and updated light fixtures. Additional improvements include a whole-house water filtration system (2021), epoxy-coated garage floor, driveway, and sidewalk (2022), new A/C units (2022), garage utility sink (2023), new hot water heater (2025), and an electronic patio awning with dimmable lighting (2025). With extensive updates already completed and a beautiful waterfront setting, this Lake James home offers the perfect combination of comfort, convenience, and Florida living!

The essentials

Built
2006
Price / sqft
$223
On market
12 days
Annual tax
$4,770
HOA
$1,860/yr
Flood zone
X · Low risk
Lot
7,318 sqft
Type
Single Family Residence

Location

2309 Lake James Way
Lakeland, FL, 33810·33810 - Lakeland
Type
Single Family Residence
Year Built
2006
Lot
7,318 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
12
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Pool
Street Lights
Dishwasher
Range
Refrigerator
Homestead exemption on fileFlood Zone X

Annual Tax (2025)

$4,770

Parcel #

23-27-10-000829-001810

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision

Lake James Ph 01

County

Polk

MLS Area

33810 - Lakeland

Lot Size

7,318 sqft

HOA
$1,860/yr
Lake James HOA, Inc.
Date
Event
Price
9/2/2026
Listed for sale
Source: Stellar MLS #L4964762
$429,900
$223/sqft
Est. monthly payment$3,010/mo
Principal & interest$2,242
Property taxes$398
Insurance$215
HOA$155
Down payment20% · $85,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Offer Insights

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List price: $429,900
$427,500 – $429,900
99.5% – 100% of listTops out right at the list price
80% of listList price
144 of the last 235 home closings in 33810 landed at this number or higher (61%). The median one sat 25 days before it went under contract, and this one is on day 12.

Sample: 235 closed home sales in 33810 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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