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Overview

4 bd3 ba2,644 sqftSingle Family
TypeSingle Family
HOA$450/yr
Built2004
Lot12,380 sqft
Living area2,644 sqft
Price / sqft$214

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanSplit BedroomTray Ceiling(s)Walk-in Closet(s)LightingRain Gutters

5871 High Ridge Loop is a 2004-built home in Highlands Ridge Ph 03, Lakeland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,644 square feet of living space. Listed at $565,000 (about $214/sqft), 24 days on market. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $450 annually.

From the listing

Welcome to this beautiful pool home in the gated community of Highlands Ridge in Southeast Lakeland! Offering 4 bedrooms, 2.5 bathrooms, and over 2,600 square feet of living space, this immaculate home combines comfort, style, and versatility. The entry opens to a welcoming dining area featuring tray ceilings, crown molding, and custom shutters. Engineered wood flooring throughout the main living areas adds a clean, modern feel, while custom wood trim and crown molding provide thoughtful architectural details. The open-concept kitchen features stainless steel appliances, granite countertops, abundant cabinetry, generous counter space, a closet pantry, and a dedicated area for casual dining. French doors lead to a spacious lanai overlooking the open pool and fully fenced backyard, creating the perfect setting for entertaining or relaxing outdoors. A backyard putting green adds a fun touch for family and friends to enjoy. The spacious primary suite features wood laminate flooring and two walk-in closets. The updated primary bathroom offers LVP flooring, solid-surface countertops, separate vanities, a corner soaking tub, and a separate shower. The fourth bedroom is privately situated upstairs above the garage and includes its own half bath, making it an ideal option for a bonus room, home office, guest space, or multigenerational living. Additional highlights include a roof replaced in 2018, both A/C systems replaced in 2020, a side-entry two-car garage, and a desirable corner lot. With its private outdoor retreat, flexible floor plan, and location in a gated Southeast Lakeland community, this home offers plenty of room to enjoy the Florida lifestyle. Schedule your private showing today!

The essentials

Built
2004
Price / sqft
$214
On market
24 days
Annual tax
$6,137
HOA
$450/yr
Flood zone
X · Low risk
Lot
12,380 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Private pool
In Ground
0.28 acres
Lot size
2,644 sqft
Living area

Payment

Est. monthly payment
$3,779/mo
Down payment (20%)
$113,000
Property taxes
$511/mo
HOA
$450/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
12,380 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
In Ground
Days on Market
24
Ceiling Fans(s)
Crown Molding
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Lighting
Rain Gutters
Shade Shutter(s)
Sidewalk
Dishwasher
Electric Water Heater
Range
Refrigerator
Elementary
Valleyview Elem
Middle
Lakeland Highlands Middl
High
George Jenkins High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone x
Annual Tax (2025)
$6,137
Parcel #
24-29-16-284559-000200

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Highlands Ridge Ph 03
County
Polk
MLS Area
33812 - Lakeland
Lot Size
12,380 sqft
LandscapedSidewalkPavedPrivate
HOA
$450/yr
Deana Rouleau

Price history

Date
Event
Price
10/21/2026
Listed for sale
Source: Stellar MLS #L4965634
$565,000
$214/sqft

Neighborhood

5871 High Ridge Loop
Lakeland, FL, 33812 · 33812 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $565,000
$560,000 – $565,000
99.5% – 100% of listTops out right at the list price
80% of listList price
53 of the last 99 home closings in 33812 landed at this number or higher (54%). The median one sat 27 days before it went under contract, and this one is on day 24.

Sample: 99 closed home sales in 33812 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,779/mo
Principal & interest$2,947
Property taxes$511
Insurance$283
HOA$38
Down payment20% · $113,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$565,000

$214 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,644 sq ft

Time on market

24 days

Year built

2004

Monthly payment

About $3,779/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,137 annual tax bill, insurance, and the $450/yr HOA fee.

HOA fee

$450/yr

Managed by Deana Rouleau.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTHE MARKET REALTY COMPANYListing agent: Kyle KilburnListing data from Stellar MLS, MLS# L4965634.

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