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Overview

4 bd2 ba2,038 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built1987
Lot16,183 sqft
Living area2,038 sqft
Price / sqft$211
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Dry BarEat-in KitchenKitchen/Family Room ComboPrimary Bedroom Main FloorWalk-in Closet(s)Private MailboxPrivate Yard

1100 Hammock Shade Dr is a 1987-built home in Oaks/Lakeland, Lakeland. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,038 square feet of living space. Listed at $429,000 (about $211/sqft), 24 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Welcome Home!!! Beautifully updated pool home in the established community of The Oaks of Lakeland! This inviting 4-bedroom, 2-bath residence combines the charm of a mature neighborhood with fresh finishes and spaces designed for comfortable living and entertaining. With a BRAND-NEW ROOF, freshly painted interior and exterior, new luxury vinyl plank flooring throughout, and updated light fixtures, there is so much to appreciate from the moment you arrive. Mature oak trees frame the property, while the two car side entry garage adds to the home’s beautiful curb appeal. Step inside and discover a welcoming living area that flows into the kitchen, making it easy to stay connected with guests while preparing meals or hosting your next gathering. At the heart of the home, the beautifully updated kitchen features brand-new, high quality real wood cabinets, granite countertops, and a new refrigerator, microwave, dishwasher, and garbage disposal. Whether you’re setting out appetizers for friends or preparing a quiet dinner at home, this space brings everyone together. The separate dining area provides the perfect setting for holiday meals, special occasions, and everyday dinners around the table. Both bathrooms feature new real wood cabinetry and granite countertops, continuing the coordinated finishes throughout the home, while four bedrooms accommodate guests, a home office, or whatever your lifestyle calls for. A dedicated laundry room adds everyday convenience, while a bonus room in the garage offers flexible space for an office, hobby room, or additional room to suit your needs. Head outside and find the setting that makes this home truly inviting: a beautiful back porch overlooking an impressively large swimming pool and your own backyard oasis. Picture morning coffee on the porch, sunny afternoons by the water, and relaxed evenings spent with good company. With the living space connecting to the backyard, entertaining can flow naturally from indoors to poolside. A new garage door opener adds another convenient update to this thoughtfully refreshed property. From the mature oaks and welcoming curb appeal to the updated interior and inviting outdoor setting, this North Lakeland home is ready for its next chapter. Don’t miss your opportunity, schedule your private showing today!

The essentials

Built
1987
Price / sqft
$211
On market
24 days
Annual tax
$2,681
HOA
$200/yr
Flood zone
X · Low risk
Lot
16,183 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
Private pool
In Ground
2 car garage
0.37 acres
Lot size
2,038 sqft
Living area

Payment

Est. monthly payment
$2,692/mo
Down payment (20%)
$85,800
Property taxes
$223/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
16,183 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Pool
In Ground
Days on Market
24
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Kitchen/Family Room Combo
Primary Bedroom Main Floor
Walk-in Closet(s)
Private Mailbox
Private Yard
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Microwave
Range Hood
Refrigerator
Elementary
Wendell Watson Elem
Middle
Lake Gibson Middle/Junio
High
Lake Gibson High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,681
Parcel #
24-27-08-161004-000900

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oaks/Lakeland
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
16,183 sqft
Oversized Lot
HOA
$200/yr
The Oaks Of Lakeland-PO Box91006 Lakeland 33804

Price history

Date
Event
Price
10/14/2026
Price change
Source: Stellar MLS #L4965199
$429,000-2.3%
$211/sqft
9/20/2026
Listed for sale
Source: Stellar MLS #L4965199
$439,000
$215/sqft

Neighborhood

1100 Hammock Shade Dr
Lakeland, FL, 33809 · 33809 - Lakeland / Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $429,000
$422,500 – $429,000
98.7% – 100% of listTops out right at the list price
80% of listList price
72 of the last 142 home closings in 33809 landed at this number or higher (51%). The median one sat 38 days before it went under contract, and this one is on day 24 after a $10,000 cut.

Sample: 142 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,692/mo
Principal & interest$2,237
Property taxes$223
Insurance$215
HOA$17
Down payment20% · $85,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$429,000

$211 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,038 sq ft

Time on market

24 days

Year built

1987

Monthly payment

About $2,692/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,681 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by The Oaks Of Lakeland-PO Box91006 Lakeland 33804.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLIVE FLORIDA REALTYListing agent: Eli MedinaListing data from Stellar MLS, MLS# L4965199.

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