105 Laurel Cove Way #105, photo 1
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Overview

2 bd2 ba1,090 sqftCondominium
TypeCondominium
HOA$475/mo
Built1985
Lot647 sqft
Living area1,090 sqft
Price / sqft$183

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Kitchen/Family Room ComboSolid Surface CountersSolid Wood CabinetsThermostatWalk-in Closet(s)Private EntranceTennis Court(s)

105 Laurel Cove Way #105 is a 1985-built home in Winterset 01 A Condo 02 Amd, Winter Haven. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,090 square feet of living space. Listed at $199,000 (about $183/sqft), 119 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $475 monthly.

From the listing

Beautiful lake-view condo in Winterset! This ground-floor 2-bedroom, 2-bath residence offers amazing views of Lake Winterset, part of the renowned Winter Haven Chain of Lakes. The spacious great room features tile flooring, sliding glass doors to the screened porch, and stunning lakefront vistas. Just off the kitchen is a comfortable dining area, creating an inviting space for everyday living and entertaining. The kitchen is beautifully appointed with custom Kraft Maid wood cabinetry, granite countertops, a breakfast bar, and a complete appliance package. The primary bedroom enjoys peaceful lake views and includes plush carpeting with a gel pad, a large 11' X 7' walk-in closet, a ceiling fan, sliding doors to the patio, and an en-suite bath featuring dual sinks, quartz countertops, and an oversized walk-in shower with a seamless glass door. The guest bedroom is generously sized at 13' x 10', offering ample closet space and convenient access to the guest bathroom, which features quartz countertops and tile flooring. The screened porch is the perfect place to relax and enjoy breathtaking lakefront views and spectacular sunsets. Residents enjoy true resort-style living with access to a community clubhouse, pool, spa, shuffleboard courts, tennis & Pickleball courts. The highly desirable location offers close proximity to shopping, dining, schools, medical facilities, and LEGOLAND Florida Resort. Additional features include a private storage room off the patio, inside laundry, a tile roof, air conditioning, 24-hour security, meticulously maintained grounds, assigned parking, and ample guest parking. This is Florida lakefront living at its finest.

The essentials

Built
1985
Price / sqft
$183
On market
119 days
Annual tax
$2,143
HOA
$475/mo
Flood zone
X · Low risk
Lot
647 sqft
Type
Condominium

At a glance

Condo
Built 1985
Waterfront
Lake Front
Community pool
Shared amenity
1,090 sqft
Living area

Payment

Est. monthly payment
$1,791/mo
Down payment (20%)
$39,800
Property taxes
$179/mo
HOA
$475/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1985
Lot
647 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
-
Waterfront
Lake Front, Lake Privileges
Days on Market
119
Ceiling Fans(s)
Kitchen/Family Room Combo
Solid Surface Counters
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Private Entrance
Tennis Court(s)
Clubhouse
Community Mailbox
Gated Community - No Guard
Park
Pool
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Garden Grove Elem
Middle
Denison Middle
High
Lake Region High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,143
Parcel #
26-29-12-687501-011050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winterset 01 A Condo 02 Amd
County
Polk
MLS Area
33884 - Winter Haven / Cypress Gardens
Lot Size
647 sqft
HOA
$475/mo
Sambaugh Inc. Tanisha Schroeder

Price history

Date
Event
Price
8/28/2026
Price change
Source: Stellar MLS #L4962492
$199,000-2.9%
$183/sqft
-
Price change
Source: Stellar MLS #L4962492
$205,000-8.9%
$188/sqft
6/15/2026
Listed for sale
Source: Stellar MLS #L4962492
$225,000
$206/sqft

Neighborhood

105 Laurel Cove Way #105
Winter Haven, FL, 33884 · 33884 - Winter Haven / Cypress Gardens

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$199,000
99.5% – 100% of listTops out right at the list price
80% of listList price
15 of the last 29 condo closings in 33884 landed at this number or higher (52%). The median one sat 42 days before it went under contract, and this one is on day 119 after a $26,000 cut.

Sample: 29 closed condo sales in 33884 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,791/mo
Principal & interest$1,038
Property taxes$179
Insurance$100
HOA$475
Down payment20% · $39,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$183 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,090 sq ft

Time on market

119 days

Year built

1985

Monthly payment

About $1,791/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,143 annual tax bill, insurance, and the $475/mo HOA fee.

HOA fee

$475/mo

Managed by Sambaugh Inc. Tanisha Schroeder.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCROSBY & ASSOCIATES, INC.Listing agent: Chip Fortenberry, IIIListing data from Stellar MLS, MLS# L4962492.

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