909 N Tennessee Ave, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot6,752 sqft

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About this home

909 N Tennessee Ave is a home Lakeland. Flood zone x - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Commercially zoned redevelopment opportunity in Lakeland’s Midtown CRA. This vacant infill parcel features O-1 Office zoning, Residential High Future Land Use, and Urban Neighborhood (UNH) context district, creating flexibility for office, mixed-use, multifamily, townhome, residential above first floor, two-family, or single-family attached/detached development concepts, subject to City approval. Convenient location near Downtown Lakeland, major corridors, employment, dining, and services. Buyer to verify zoning, permitted uses, parking, utilities, CRA programs, and development feasibility with the City of Lakeland.

The essentials

On market
125 days
Annual tax
$281
Flood zone
X · Low risk
Lot
6,752 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$1,166/mo
Down payment (20%)
$39,980
Property taxes
$23/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
6,752 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
125
Elementary
Lincoln Avenue Academy
Middle
Lawton Chiles Middle
High
Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone x
Annual Tax (2025)
$281
Parcel #
24-28-18-203000-023033

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Polk
MLS Area
33801 - Lakeland
Lot Size
6,752 sqft

Price history

Date
Event
Price
6/12/2026
Listed for sale
Source: Stellar MLS #L4962706
$199,900

Neighborhood

909 N Tennessee Ave
Lakeland, FL, 33801 · 33801 - Lakeland

Calculator

Est. monthly payment
$1,166/mo
Principal & interest$1,043
Property taxes$23
Insurance$100
Down payment20% · $39,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,900

Time on market

125 days

Monthly payment

About $1,166/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $281 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byKELLER WILLIAMS REALTY SMARTListing agent: Daryl Ash, IIListing data from Stellar MLS, MLS# L4962706.

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