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Overview

3 bd2 ba1,898 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1979
Lot14,702 sqft
Living area1,898 sqft
Price / sqft$232
Garage2 car

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About this home

Kitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)Window TreatmentsCourtyardRain Gutters

1809 Stella CT N is a 1979-built home in Live Oak Heights, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,898 square feet of living space. Listed at $440,000 (about $232/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Price reduced! Spanish Mediterranean Gem in South Lakeland | Stunning Remodeled Kitchen | Move-In Ready Welcome to **1809 Stella Ct N**, a beautifully maintained Spanish Mediterranean-style home nestled in one of South Lakeland’s most desirable neighborhoods. Featuring distinctive architecture and a charming side-entry courtyard, this home offers exceptional character, timeless appeal, and curb appeal that truly stands out. Thoughtfully remodeled with the intention of being the sellers’ forever home, no detail was overlooked. A change in family circumstances now creates a rare opportunity for the next owner to enjoy the care and quality poured into this property. Inside, you'll find a versatile floor plan with **3 bedrooms, 2 bathrooms, and a bonus room** ideal for a home office, playroom, gym, or creative space. Two separate living areas—a spacious living room and a comfortable family room—provide flexibility for both everyday living and entertaining. The heart of the home is the **fully remodeled gourmet kitchen**, designed to impress. It features an oversized island, extensive drawer storage, abundant cabinetry, modern finishes, and generous workspace for cooking, gathering, and hosting. Every update was completed with both style and functionality in mind, making this home truly move-in ready. Step outside to a beautifully landscaped yard accented by mature greenery and swaying palm trees, creating a peaceful Florida retreat. A **2-car garage** and **detached storage shed** provide ample space for tools, outdoor equipment, and seasonal storage. Conveniently located near shopping, dining, parks, and everything South Lakeland has to offer, this exceptional home combines unique architectural charm, modern updates, and everyday comfort. **Don’t miss your opportunity to own this one-of-a-kind South Lakeland beauty—schedule your private showing today!**

The essentials

Built
1979
Price / sqft
$232
On market
116 days
Annual tax
$3,081
Flood zone
X · Low risk
Lot
14,702 sqft
Type
Single Family Residence

At a glance

Single family
Built 1979
2 car garage
Driveway
0.34 acres
Lot size
1,898 sqft
Living area

Payment

Est. monthly payment
$2,772/mo
Down payment (20%)
$88,000
Property taxes
$257/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1979
Lot
14,702 sqft
Cooling
Central Air, Attic Fan
Heating
Central
Parking
Driveway, Garage Door Opener, Garage Faces Side, Oversized
Days on Market
116
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Window Treatments
Courtyard
Rain Gutters
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Highland Grove Elem
Middle
Lakeland Highlands Middl
High
Lakeland Senior High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,081
Parcel #
24-29-08-279480-000230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Live Oak Heights
County
Polk
MLS Area
33813 - Lakeland
Lot Size
14,702 sqft

Price history

Date
Event
Price
9/13/2026
Price change
Source: Stellar MLS #L4962864
$440,000-4.1%
$232/sqft
-
Price change
Source: Stellar MLS #L4962864
$459,000-6.3%
$242/sqft
6/18/2026
Listed for sale
Source: Stellar MLS #L4962864
$490,000
$258/sqft

Neighborhood

1809 Stella CT N
Lakeland, FL, 33813 · 33813 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$437,500 – $440,000
99.5% – 100% of listTops out right at the list price
80% of listList price
133 of the last 259 home closings in 33813 landed at this number or higher (51%). The median one sat 24 days before it went under contract, and this one is on day 116 after a $50,000 cut.

Sample: 259 closed home sales in 33813 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,772/mo
Principal & interest$2,295
Property taxes$257
Insurance$220
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$232 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,898 sq ft

Time on market

116 days

Year built

1979

Monthly payment

About $2,772/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,081 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byPREMIER AGENT NETWORKListing agent: Patricia McDonaldListing data from Stellar MLS, MLS# L4962864.

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