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Overview

3 bd2 ba2,655 sqft2 car garageSingle Family
TypeSingle Family
HOA$185/yr
Built1995
Lot18,374 sqft
Living area2,655 sqft
Price / sqft$169
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Chair RailCrown MoldingHigh CeilingsPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomThermostat

1826 Westminster CT is a 1995-built home in Sherwood Lakes, Lakeland. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,655 square feet of living space. Listed at $450,000 (about $169/sqft), 107 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $185 semi-annually.

From the listing

Welcome to this exceptional single family home situated on a large lot in one of the area's most sought after neighborhoods, just minutes from I4 exits 33 and 38. Combining elegance, comfort, and outstanding outdoor living, this property features spacious bedrooms, a large study, and a generous primary suite with its own sitting area. Beautiful Malaccan Cherry hardwood floors flow through the dining, living, family, and study rooms, complemented by crown molding throughout most of the home, including intricate decorative details in select areas. The dining room showcases a stunning tray ceiling and an exceptional built in buffet hutch, while granite countertops enhance both the kitchen and bathrooms. Plantation shutters adorn most windows, and multiple large French doors create a seamless connection to the outdoors. The large glass enclosed sunroom offers privacy while capturing picturesque views of the backyard retreat, complete with a courtyard like setting centered around a fountain, a charming secret garden featuring a beautiful statue, and expansive lawn space in both the front and rear yards. The well-equipped laundry room includes a washer, dryer, sink, and cabinetry on both sides, while the extended garage is exceptionally maintained with abundant storage cabinets, a practical workbench, side entry access, and plenty of workspace. Additional highlights include an instant hot water system at the kitchen sink, a new roof installed in May 2024 with premium 50-year shingles and peel-and-stick underlayment, and a new 15.2 SEER Amana 2-heat pump split system HVAC installed in May 2024. This is a rare opportunity to own a beautifully maintained home offering space, character, and exceptional outdoor charm.

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The essentials

Built
1995
Price / sqft
$169
On market
107 days
Annual tax
$3,224
HOA
$185/yr
Flood zone
X · Low risk
Lot
18,374 sqft
Type
Single Family Residence

At a glance

Single family
Built 1995
2 car garage
0.42 acres
Lot size
2,655 sqft
Living area

Payment

Est. monthly payment
$2,856/mo
Down payment (20%)
$90,000
Property taxes
$269/mo
HOA
$185/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1995
Lot
18,374 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
107
Ceiling Fans(s)
Chair Rail
Crown Molding
High Ceilings
Primary Bedroom Main Floor
Solid Surface Counters
Split Bedroom
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Garden
Deed Restrictions
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,224
Parcel #
24-27-16-161092-000880

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sherwood Lakes
County
Polk
MLS Area
33809 - Lakeland / Polk City
Lot Size
18,374 sqft
LandscapedOversized LotStreet Dead-EndPaved
HOA
$185/yr
JoAnna Likar

Price history

Date
Event
Price
10/3/2026
Price change
Source: Stellar MLS #L4962885
$450,000-6.2%
$169/sqft
6/26/2026
Listed for sale
Source: Stellar MLS #L4962885
$479,900
$181/sqft

Neighborhood

1826 Westminster CT
Lakeland, FL, 33809 · 33809 - Lakeland / Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $450,000
$445,000 – $450,000
98.7% – 100% of listTops out right at the list price
80% of listList price
71 of the last 141 home closings in 33809 landed at this number or higher (50%). The median one sat 38 days before it went under contract, and this one is on day 107 after a $29,900 cut.

Sample: 141 closed home sales in 33809 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,856/mo
Principal & interest$2,347
Property taxes$269
Insurance$225
HOA$15
Down payment20% · $90,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$450,000

$169 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,655 sq ft

Time on market

107 days

Year built

1995

Monthly payment

About $2,856/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,224 annual tax bill, insurance, and the $185/yr HOA fee.

HOA fee

$185/yr

Managed by JoAnna Likar.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFUTURE HOME REALTY INCListing agent: Ravi PasumarthiListing data from Stellar MLS, MLS# L4962885.

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