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Overview

2 bd2 ba1,710 sqft2 car garageSingle Family
TypeSingle Family
HOA$2,000/yr
Built2013
Lot12,149 sqft
Living area1,710 sqft
Price / sqft$380
Garage2 car

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About this home

Ceiling Fans(s)Tray Ceiling(s)Rv HookupClubhouseDeed RestrictionsDog ParkFitness CenterGated Community - Guard

492 Meandering Way is a 2013-built home in MT Olive Shores North, Polk City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,710 square feet of living space. Listed at $650,000 (about $380/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $2,000 annually.

From the listing

Welcome to carefree living in one of Central Florida's premier RV residential community. An active adult (55+) communities! This beautifully maintained 2-bedroom, 2-bathroom home offers 1710 plus sq. ft. of thoughtfully designed living space with tranquil, panoramic lake views. Property Highlights: The Living Space: An open floor plan enhanced by soaring tray ceilings, elegant plantation shutters, and ceramic tile throughout the main living areas, with plush carpeting in the primary bedroom. Primary Suite: Features two oversized closets with additional overhead cabinetry for exceptional storage. His and Hers closets that extend the full wall length. Guest Suite & Bath: The guest bathroom has been tastefully updated with a relaxing soaking tub while preserving the convenience of a walk-in shower. The guest room features a stunning view of the water! Outdoor Paradise: Enjoy your morning coffee from the enclosed lakefront Florida Room, or entertain from a separate screened lanai overlooking the water—perfect for outdoor cooking! Toy Hauler’s Dream: RV owners will love the massive, covered RV port and separate garage, providing rare and exceptional space for vehicles, hobbies, and storage. This owner keeps his fishing boat in the car garage and the car in the tandom car gargare fully enclosed with retractable screens. Incredible Upgrades & Peace of Mind: This property has been meticulously cared for with zero deferred maintenance. Enjoy a massive list of recent improvements: New Roof (2023) New front entry door & front entry pavers Water softener & Reverse Osmosis system In-duct air purifier & replacement hot water circulation pump New kitchen range & replacement lanai window Gutter guards & overhead carport fans Window tinting & solar sun screens Comprehensive exterior security camera system Resort-Style 55+ Amenities: Your HOA covers your lawn maintenance so you can spend your days enjoying a vacation lifestyle! Community amenities include: 2 Clubhouses 2 Swimming pools A full calendar of daily social activities Whether you're looking for a full-time residence or the ultimate Florida winter retreat, this lakefront gem is completely move-in ready. Schedule your tour today and start living the lifestyle RVers only dream of. It's waiting for you to enjoy keeping your RV right outside your door in it's own dedicated RV port, fully enclosed to protect it for the sun and weather, when you aren't out there traveling and living the RVer's dream. #FloridaRealEstate #LakefrontLiving #ActiveAdultCommunity #MoveInReady #RVLife #CentralFloridaHomes

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The essentials

Built
2013
Price / sqft
$380
On market
110 days
Annual tax
$5,857
HOA
$2,000/yr
Flood zone
X · Low risk
Lot
12,149 sqft
Type
Single Family Residence

At a glance

Single family
Built 2013
Waterfront
Lake Front
Community pool
Fitness center too
2 car garage
0.28 acres
Lot size

Payment

Est. monthly payment
$4,370/mo
Down payment (20%)
$130,000
Property taxes
$488/mo
HOA
$2,000/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2013
Lot
12,149 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Lake Front
Days on Market
110
Ceiling Fans(s)
Tray Ceiling(s)
Rv Hookup
Clubhouse
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Golf Carts OK
Pool
Racquetball
Tennis Court(s)
Dishwasher
Disposal
Kitchen Reverse Osmosis System
Microwave
Range
Water Purifier
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,857
Parcel #
25-27-06-298359-000090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North
County
Polk
MLS Area
33868 - Polk City
Lot Size
12,149 sqft
HOA
$2,000/yr
Elisabeth Jean Louis

Price history

Date
Event
Price
6/26/2026
Listed for sale
Source: Stellar MLS #L4962918
$650,000
$380/sqft

Neighborhood

492 Meandering Way
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$640,000 – $650,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 87 home closings in 33868 landed at this number or higher (51%). The median one sat 44 days before it went under contract, and this one is on day 110.

Sample: 87 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,370/mo
Principal & interest$3,390
Property taxes$488
Insurance$325
HOA$167
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$380 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,710 sq ft

Time on market

110 days

Year built

2013

Monthly payment

About $4,370/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,857 annual tax bill, insurance, and the $2,000/yr HOA fee.

HOA fee

$2,000/yr

Managed by Elisabeth Jean Louis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byWORTH CLARK REALTYListing agent: Douglass DillardListing data from Stellar MLS, MLS# L4962918.

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