616 Cottage Ln #616, photo 1
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Overview

2 bd2 ba1,176 sqftCondominium
TypeCondominium
HOANone listed
Built1970
Lot2,440 sqft
Living area1,176 sqft
Price / sqft$132

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Solid Wood CabinetsSplit BedroomStone CountersThermostatWalk-in Closet(s)Rain GuttersBuyer Approval Required

616 Cottage Ln #616 is a 1970-built home in Imperial Southgate Villas Sec 02, Lakeland. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,176 square feet of living space. Listed at $155,000 (about $132/sqft), 100 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Move right in and start enjoying the carefree Florida lifestyle in this beautifully updated 2 bedroom, 2 bathroom villa located in a desirable 55+ community. This charming condo offers exceptional value with a remodeled kitchen, updated bathrooms, and newer LVP flooring/paint throughout, creating a fresh, modern feel that’s truly move in ready. Enjoy the peace of mind that comes with low maintenance living. The HOA provides exterior building maintenance, sewer, cable tv, internet, water, exterior painting, as well as insurance and taxes for the common areas, allowing you to spend more time enjoying life and less time worrying about home upkeep. Conveniently located near shopping, dining, medical facilities, and everything central Lakeland has to offer, this home is ideal for year round living or as a seasonal retreat. If you’ve been searching for an affordable, updated home with an easy, lock and leave lifestyle, this one is a must see!

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The essentials

Built
1970
Price / sqft
$132
On market
100 days
Annual tax
$2,571
Flood zone
X · Low risk
Lot
2,440 sqft
Type
Condominium

At a glance

Payment

Est. monthly payment
$1,100/mo
Down payment (20%)
$31,000
Property taxes
$214/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1970
Lot
2,440 sqft
Cooling
Central Air
Heating
Central
Parking
Covered
Days on Market
100
Ceiling Fans(s)
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Rain Gutters
Buyer Approval Required
Deed Restrictions
Street Lights
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$2,571
Parcel #
36-28-23-139020-000270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Imperial Southgate Villas Sec 02
County
Polk
MLS Area
33803 - Lakeland
Lot Size
2,440 sqft
City LimitsLevelPaved

Price history

Date
Event
Price
7/2/2026
Listed for sale
Source: Stellar MLS #L4963227
$155,000
$132/sqft

Neighborhood

616 Cottage Ln #616
Lakeland, FL, 33803 · 33803 - Lakeland

Market insights

Offer Insights

Choose an offer strength

List price: $155,000
$150,000 – $155,000
97.3% – 100% of listTops out right at the list price
80% of listList price
10 of the last 19 condo closings in 33803 landed at this number or higher (53%). The median one sat 50 days before it went under contract, and this one is on day 100.

Sample: 19 closed condo sales in 33803 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,100/mo
Principal & interest$808
Property taxes$214
Insurance$78
Down payment20% · $31,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$155,000

$132 per sq ft

Beds and baths

2 beds, 2 baths

Size

1,176 sq ft

Time on market

100 days

Year built

1970

Monthly payment

About $1,100/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,571 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byLAKELAND HOMETOWN PROPERTIESListing agent: Glenn OffuttListing data from Stellar MLS, MLS# L4963227.

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