654 Haven Pl #654, photo 1
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Overview

2 bd2 ba960 sqftCondominium
TypeCondominium
HOA$398/mo
Built1975
Living area960 sqft
Price / sqft$177

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About this home

Living Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorStone CountersWalk-in Closet(s)ClubhouseDeed RestrictionsFitness Center

654 Haven Pl #654 is a 1975-built home in Palms Of Tarpon Spgs The Condo, Tarpon Springs. Inside you'll find 2 bedrooms, 2 bathrooms, and 960 square feet of living space. Listed at $169,900 (about $177/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $398 monthly.

From the listing

Welcome to this charming 2-bedroom, 1.5-bathroom first-floor condo located in a gated community in the heart of Tarpon Springs. With its convenient ground-floor location and private covered porch, this home offers comfortable, low-maintenance living in a great location. Inside, you'll find a well-maintained open floor plan that connects the kitchen, dining, and living areas, creating a bright and inviting space that's perfect for everyday living. The kitchen features stainless steel appliances, ample cabinet and counter space, and everything you need for preparing meals without sacrificing functionality. Natural light fills the home, adding to its warm and welcoming feel. The spacious primary bedroom includes a walk-in closet and an en-suite bathroom with a shower/tub combination. A second bedroom, convenient half bath, and in-unit laundry add to the home's practicality and appeal. Step outside to your covered porch, the perfect spot to enjoy your morning coffee or unwind at the end of the day. Residents also enjoy access to community amenities including a pool and fitness center just a short walk away. Conveniently located near US-19, this home offers easy access to shopping, dining, medical facilities, and top-rated Tarpon Springs schools. Spend your weekends exploring the famous Sponge Docks, enjoying waterfront dining at local favorites like Rusty Bellies or Dimitri's on the Water, or teeing off at nearby Tarpon Springs Golf Course or Innisbrook Golf Resort. Whether you're searching for a year-round residence, seasonal escape, or investment opportunity, this move-in-ready condo offers an ideal combination of comfort, convenience, and the relaxed Florida lifestyle. Schedule your private showing today!

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The essentials

Built
1975
Price / sqft
$177
On market
84 days
Annual tax
$2,605
HOA
$398/mo
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 1975
Community pool
Fitness center too
960 sqft
Living area

Payment

Est. monthly payment
$1,586/mo
Down payment (20%)
$33,980
Property taxes
$217/mo
HOA
$398/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
1975
Lot
-
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
84
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Walk-in Closet(s)
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Pool
Sidewalks
Street Lights
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Tarpon Springs Fundamental-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,605
Parcel #
18-27-16-65938-006-6540

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Palms Of Tarpon Spgs The Condo
County
Pinellas
MLS Area
34689 - Tarpon Springs
HOA
$398/mo
Associa Gulf Coast

Price history

Date
Event
Price
9/2/2026
Price change
Source: Stellar MLS #L4963638
$169,900-2.9%
$177/sqft
7/23/2026
Listed for sale
Source: Stellar MLS #L4963638
$175,000
$182/sqft

Neighborhood

654 Haven Pl #654
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $169,900
$165,000 – $169,900
96.6% – 100% of listTops out right at the list price
80% of listList price
14 of the last 26 condo closings in 34689 landed at this number or higher (54%). The median one sat 91 days before it went under contract, and this one is on day 84 after a $5,100 cut.

Sample: 26 closed condo sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,586/mo
Principal & interest$886
Property taxes$217
Insurance$85
HOA$398
Down payment20% · $33,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$169,900

$177 per sq ft

Beds and baths

2 beds, 2 baths

Size

960 sq ft

Time on market

84 days

Year built

1975

Monthly payment

About $1,586/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,605 annual tax bill, insurance, and the $398/mo HOA fee.

HOA fee

$398/mo

Managed by Associa Gulf Coast.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byLIVE FLORIDA REALTYListing agent: Michael MeyersListing data from Stellar MLS, MLS# L4963638.

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