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About this home
1097 Caravan Loop is a 2000-built home in MT Olive Shores North, Polk City. Inside you'll find 2 bedrooms, 2 bathrooms, and 1,577 square feet of living space. Listed at $439,000 (about $278/sqft), 82 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,620 annually.
Welcome to easy Florida living in this beautifully updated 2-bedroom, 2-bath single-family home located in a sought-after active adult community in Polk City. Offering 1,758 square feet of thoughtfully designed living space, this move-in ready home has been extensively updated for comfort, style, and peace of mind. The stunning 2024 kitchen renovation features granite countertops, soft-close cabinetry, new appliances, under-cabinet lighting, updated fixtures, and GFI outlets. Tile flooring throughout, installed in 2020, provides a clean, cohesive look. The spacious screened lanai was beautifully updated in 2022 with new screens, doors, ceiling, ceiling fan, Bali sunshades, and swing hooks—creating the perfect space to relax year-round looking at the pond. Additional improvements include HVAC (2020), water heater (2020), washer and dryer (2024), TOTO toilets, water softener and reverse osmosis system (2019), attic flooring for easy HVAC access, and replacement windows and sliding glass doors (2020) with a lifetime transferable warranty. The private irrigation well was installed in 2021. The 54x14 RV Port with full hook ups to park your RV. Residents enjoy an exceptional lifestyle with two clubhouses, two community pools, fitness centers, pickleball courts, and a full calendar of social activities. This beautifully maintained home is ready for its next owner to enjoy.
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The essentials
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$439,000
$278 per sq ft
Beds and baths
2 beds, 2 baths
Size
1,577 sq ft
Time on market
82 days
Year built
2000
Monthly payment
About $2,998/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,240 annual tax bill, insurance, and the $1,620/yr HOA fee.
HOA fee
$1,620/yr
Managed by Mosaic Services/Elisabeth Jean Louis.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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