

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
4538 Cortland Dr is a 2017-built home in Cortland Woods/Providence Ph I, Davenport. Inside you'll find 6 bedrooms, 4 bathrooms, and 3,208 square feet of living space. Listed at $450,000 (about $140/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $440 quarterly.
Short Sale. Welcome to this spacious six-bedroom, four-full-bathroom home in the sought-after Providence community. The open floor plan features a large kitchen with an island, tall cabinets, stainless steel appliances, granite countertops, and all appliances included, along with generous living and family room spaces perfect for everyday living or entertaining. The primary suite offers a large walk-in closet, dual vanities, a sitting area, and built-in cabinetry, creating a comfortable private retreat with an en-suite bath. Additional features include a dedicated laundry room, a whole-house saltless water filtration system, and a three-car garage with custom lighting and wall storage. Step outside to enjoy the fenced backyard, spacious lot, and large paved patio. The home is equipped with solar panels and a full irrigation system supported by a private well, helping keep lawn maintenance costs low with no water bill for irrigation. Providence offers 24-hour guard-gated entry, a clubhouse, fitness center, golf course, swimming pools, playgrounds, and more. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property checks all the boxes.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 464 closed home sales in 33837 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$450,000
$140 per sq ft
Beds and baths
6 beds, 4 baths
Size
3,208 sq ft
Time on market
55 days
Year built
2017
Monthly payment
About $3,060/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,088 annual tax bill, insurance, and the $440/qtr HOA fee.
HOA fee
$440/qtr
Managed by Stephen Lim.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







